Page 10
Illinois Valley News, Cave Junction, Ore. Wednesday, August 26, 2009
Housing council: Oregon housing affordability gap growing
By SCOTT JORGENSEN
IVN Staff Writer
The chasm between
wages and housing afforda-
bility continues to expand
locally and statewide, accord-
ing to data obtained by the
Josephine Housing & Com-
munity Development Council
(JHCDC).
In April, the National
Low-Income Housing Coali-
tion (NLIHC) released its
annual “Housing Out of
Reach” report for 2009. It
determined that the fair mar-
ket rent for a two-bedroom
apartment in Oregon is $756
per month.
The fair market rent,
calculated by the U.S. Dept.
of Housing & Urban Devel-
PUBLIC NOTICE
PUBLIC NOTICE
Illinois Valley Soil & Water
Conservation District Board
will meet on Thursday, August
27, 2009, at 7 p.m. in the
County Building in Cave Junc-
tion. The agenda for the
meeting will include, but is not
limited to, the following:
* Approval of Minutes
* Financial Report
* Agency Reports
If you need assistance or in-
formation, please contact the
IVSWCD Office at 592-3731
during regular business
hours.
Publish: Aug. 19 & 26, 2009
Illinois Valley Watershed
Council will meet on Thurs-
day, August 27, 2009 immedi-
ately following the IVSWCD
Board Meeting, in the County
Building in Cave Junction.
The agenda for the meeting
will include, but is not limited
to, the following:
* Approval of Minutes
* Project Updates
If you need assistance or in-
formation, please contact the
IVSWCD Office at 592-3731
during regular business
hours.
Publish:
Aug. 19 & 26, 2009
HELP WANTED
Support Services Specialist GS-0342-06/07
Wild Rivers Ranger District, Cave Junction, Oregon
The Rogue River-Siskiyou National Forest is advertising a per-
manent full-time Support Services Specialist position located at
the Wild Rivers Ranger District in Cave Junction, Oregon. This
position supervises the front desk personnel at the Cave Junction
office and the Grants Pass interagency office. The person plans
and coordinates a variety of general office support services. Pay
varies from $34,000 to $49,000 per year.
♦
♦
♦
To apply, browse:
USAJobs website, www.usajobs.opm.gov
“Search Job” by keyword (Support Services Specialist), and
USDA Forest Service
Apply to the Continuous Open Roster ADS07-R5-SSS-
0607DP
For more information about this position, please contact:
Wild Rivers District Ranger Joel King
Phone number: 541-592-4001
E-mail address: jking@fs.fed.us
opment (HUD), includes
tenant-paid utilities.
Because Oregon’s mini-
mum wage is $8.40 per hour,
that means that in order to
afford the fair market rent for
a two-bedroom apartment, a
person at that income level
must work 69 hours per week
every week of the year, the
report states.
A household must earn
$2,520 per month or $30,235
per year to afford that level of
rent and utilities without
spending more than 30 per-
cent of its income on housing.
To make the situation
worse, the Oregon Housing
Alliance states that rent prices
have increased in Oregon by
one-fourth since 2000.
Rents first began creep-
ing up earlier this decade
when a red-hot housing mar-
ket was fueling the national
economy, said Teresa San-
tucci, JHCDC director.
“When the housing mar-
ket was booming, rents were
high. Wages were up there
too,” Santucci said. “At that
point, it was harder for people
to find rentals, because for-
mer landlords who had rent-
als were selling units for
owner occupancy.”
All that changed when
the housing market collapsed
during 2007, Santucci said.
That caused the rental market
to open up somewhat.
But despite that, Santucci
said that the real underlying
issue is that wages have not
kept pace with inflation.
“We see rents not so
much going up, but we see
income going down,” she
said. “Wages have gone
down, so affordability goes
down when people aren’t
making enough money to be
able to pay rent.”
The NLIHC report states
that Oregon has a housing
wage of $14.54 per hour, and
that 44 percent of renters in
the state make less than that. It
states that the estimated mean
wage for a renter is $13.08 per
hour. As such, in order to af-
ford the fair market rent for a
two-bedroom apartment at
that wage, a renter must work
44 hours per week.
Santucci said that
JHCDC helps low-income
families through a HUD
voucher program.
“The voucher enables
them to take that to a private
landlord and rent a unit on the
open market,” she said. “We
pay a portion of the rent, and
they pay a portion of the rent
based on their income. The
housing authority pays a sub-
sidy for the difference in rent.”
However, Santucci said
that budget cuts to those pro-
grams have caused much
more difficulties for the
working poor.
“Basically, we’re spend-
ing more money and helping
fewer people,” Santucci said.
“That’s probably the way it is
with most programs because
the need is higher.”
JHCDC data shows that
it received approximately
1,208 applications for assis-
tance during the 2008-09 fis-
cal year. And there was a
waiting list of 7,743 people.
“There’s no emergency
assistance, and the waiting list
is first come, first served,”
Santucci said. “People are on
the waiting list until funding
or vouchers are available.
They become available
through people dropping
through attrition, people drop-
ping out of the program, or
sometimes we get additional
funding from HUD.”
Other housing authorities
throughout the country have
closed waiting lists and aren’t
taking additional applications,
Santucci said.
“Our applications have
remained pretty steady. They
peaked probably around last
fall,” she said. “(But) we’re
still getting a steady stream of
applications.”
Santucci said that there
are no immediate solutions
for the growing affordable
housing crunch, but that
higher-paying jobs would
certainly help.
“Not one thing will be
the be all, end all that will
solve affordable housing,”
Santucci said. “There are a lot
of pieces to the puzzle.”
To view the 2009
“Housing Out of Reach” re-
port, visit www.nlihc.org. For
more information on local
housing assistance, contact
JHCDC at 479-5529 or at
jhcdc@charterinternet.com.
Two-alarm blaze hits GP residence
Illinois Valley Fire Dis-
trict (IVFD) personnel were
among those responding to a
two-alarm structure blaze at a
two-story home in the city of
Grants Pass on Thursday,
Aug. 20.
Grants Pass Dept. of
Public Safety (GPDPS) re-
sponded to the alarm at 868
N.E. 10th St. at 2:16 p.m.
The first-arriving firefighters
found smoke coming from
the vents, and a second alarm
was called for.
Units from Rural/Metro
Fire Dept. assisted with fight-
ing the blaze; and units from
Applegate Fire District
(AFD) and IVFD assisted
with overhauling the fire. It
was brought under control in
90 minutes. Crews remained
on scene extinguishing hid-
den fires and mopping up hot
spots for another two hours.
Three engines from
GPDPS, two engines from
Rural/Metro, one engine each
from AFD and IVFD re-
sponded with police units and
American Medical Response.
N.E. 10th St. was closed for
some 3-1/2 hours while crews
worked the fire. No injuries
were reported.
The residence owner,
Craig Pratt, was home when a
passerby knocked on the door
and told him there was smoke
coming from an attic vent.
Pratt gathered up his dog and
parrot and left the house.
There was extensive fire
damage to the second floor
and water damage to two
rooms downstairs. The cause
of the blaze is under investi-
gation and a dollar loss esti-
mate was not available.
The value of the home is
$285,000 plus the value of the
contents, said GPDPS. Any-
one with information regard-
ing the incident should con-
tact Brian Pike, fire marshal
for the city of Grants Pass, at
450-6200.
LEGAL NOTICE
TRUSTEE’S NOTICE OF SALE Pursuant to
O.R.S. 86.705, et seq. and O.R.S. 79-5010, et
seq. Trustee No.: fc22223-5 Loan No.:
0144848785 Title No: 4135943 Reference is
made to that certain Trust Deed made by CHRIS-
TOPHER A COOPER AND TIFFANY M COO-
PER, as Grantor, to FIRST AMERICAN TITLE
INSURANCE CO. OF OR., as Trustee, in favor of
Mortgage Electronic Registration Systems, Inc.,
solely as nominee for lender, as Beneficiary,
dated 04/24/2006, Recorded on 04/26/2006 as
Instrument No. 2006-008692, in the mortgage
records of Josephine County, Oregon, in book/
reel/volume No. ---, page ---. The beneficial inter-
est under said Trust Deed and the obligations
secured thereby are presently held by Mortgage
Electronic Registration Systems, Inc., solely as
nominee for lender. Said Trust Deed encumbers
the following described real property situated in
said county and state, to-wit: LOT 7, BLOCK 55,
RAILROAD ADDITION IN THE CITY OF GRANTS
PASS, JOSEPHINE COUNTY, OREGON, AC-
CORDING TO THE OFFICIAL PLAT THEREOF,
RECORDED IN VOLUME 1, PAGE 5, PLAT RE-
CORDS. Account No.: R311724 The street ad-
dress or other common designation, if any, of the
real property described above is purported to be:
1204 SW JORDAN STREET, GRANTS PASS,
OR 97526 The undersigned Trustee disclaims
any liability for any incorrectness of the above
street address or other common designation. Both
the beneficiary and the trustee have elected to sell
the said real property to satisfy the obligations
secured by said Trust Deed and a Notice of De-
fault has been recorded pursuant to Oregon Re-
vised Statutes 86.735 (3); the default for which the
foreclosure is made is Grantor’s failure to pay
when due, the following sums: monthly payments
of $994.21 beginning 02/01/2009, together with
title expenses, costs, trustee’s fees and attorney’s
fees incurred herein by reason of said default, and
any further sums advanced by the beneficiary for
the protection of the above described real property
and its interest therein. Also, if you have failed to
pay taxes on the property, provide insurance on
the property or pay other senior liens or encum-
brances as required in the note and Deed of Trust,
the beneficiary may insist that you do so in order
to reinstate your account in good standing. The
beneficiary may require as a condition to rein-
statement that you provide reliable written evi-
dence that you have paid all senior liens or en-
cumbrances, property taxes, and hazard insur-
ance premiums. These requirements for reinstate-
ment should be confirmed by contacting the un-
dersigned Trustee. By reason of said default, the
beneficiary has declared all sums owing on the
obligation secured by said Trust Deed immediately
due and payable, said sums being the following:
Principal balance of $154,347.80 with interest
thereon at the rate of 7.000% per annum from
01/01/2009, together with any late charge(s), de-
linquent taxes, insurance premiums, impounds
and advances; senior liens and encumbrances
which are delinquent or become delinquent to-
gether with title expense, costs, trustee’s fees and
any attorney’s’ fees and court costs, and any fur-
ther sums advanced by the beneficiary for the
protection of the above described real property
and its interest therein. Wherefore, notice hereby
is given that, First American Title Insurance Com-
pany, the undersigned trustee will, on 10/6/2009,
at the hour of 01:00PM in accord with the stan-
dard of time as established by O.R.S. 187.110, At
the front door to the Josephine County Court-
house, Sixth and 'C' Street Grants Pass, OR, sell
at public auction to the highest bidder for cash, the
interest in the said described real property which
the Grantor has or had power to convey at the
time of execution by him of the said Trust Deed,
together with any interest which the Grantor his
successors in interest acquired after the execution
of said Trust Deed, to satisfy the foregoing obliga-
tions thereby secured and the costs and expenses
of sale, including reasonable charge by the trus-
tee. Notice is further given that any person named
in O.R.S. 86.753 has the right, at any time prior to
TRUSTEE’S NOTICE OF SALE T.S. No.: OR-09-
297158-SH Reference is made to that certain
deed made by SAM FRIEND & BRIANA FRIEND
as Grantor to AMERICAN TITLE INSURANCE CO
OF OR, as Trustee, in favor of MORTGAGE
ELECTRONIC REGISTRATION SYSTEMS, INC.,
AS NOMINEE FOR FIRST HORIZON HOME
LOAN A DIVISION OF FIRST TENNESSEE
BANK N.A., as Beneficiary, dated 7/10/2007, re-
corded 07/18/2007, in official records of Josephine
County, Oregon, in book/reel/volume No. XXX, at
page No. XXX fee/file/instrument/microfile/
reception No. 2007-014048 covering the following
described real property situated in said County
and State, to wit: APN: R315386 FOR FULL LE-
GAL SEE ATTACHED EXHIBIT "A" Real property
in the County of Josephine, State of Oregon, de-
scribed as follows: Parcel 1: A part of Government
Lot 7 in Section 22, Township 36 South, Range 5
West, of the Willamette Meridian, Josephine
County, Oregon, described as follows: Beginning
at a point 135 feet West of the East line of said Lot
7, said point being also 555 feet North of the
Northerly right of way line of the Pacific Highway;
thence South 87°14’ West 157.3 feet; thence
North 0°12’ East 146 feet; thence North 87°14’
East 157.3 feet to the West line of what was
known as the Rhoads Tract; thence South 0°12’
West along said West line, 146 feet to the point of
beginning. Parcel 2: TOGETHER WITH an ease-
ment for roadway purposes, as set forth in instru-
ment recorded in Volume 148, Page 259, Jose-
phine County Deed Records. Note: This legal de-
scription was created prior to January 01, 2008.
Tax Parcel Number: R315386 Commonly known
as: 222 BLUE JAY LANE GRANTS PASS, OR
97527 Both the beneficiary and the trustee have
elected to sell the said real property to satisfy the
obligations secured by said trust deed and a no-
tice has been recorded pursuant to Section
86.735 (3) of Oregon Revised Statutes; the default
for which the foreclosure is made is the grantor’s:
The installments of principal and interest which
became due on 2/1/2009, and all subsequent in-
stallments of principal and interest through the
date of this Notice, plus amounts that are due for
late charges, delinquent property taxes, insurance
premiums, advances made on senior liens, taxes
and/or insurance, trustee’s fees, and any attorney
fees and court cost arising from or associated with
the beneficiaries efforts to protect and preserve is
security, all of which must be paid as a condition
of reinstatement, including all sums that shall ac-
crue through reinstatement or pay-off. Nothing in
this notice shall be construed a waiver of any fees
owing to the Beneficiary under the Deed of Trust
pursuant to the terms of the loan documents.
Monthly Payment $1,498.35 Monthly Late Charge
$64.80 By this reason of said default the benefici-
ary has declared all obligations secured by said
trust deed immediately due and payable, said
sums being the following, to wit: The sum of
$196,643.69 together with interest thereon at the
rate of 6.7500 per annum from 1/1/2009 until paid;
plus all accrued late charges thereon; and all trus-
tee’s fees, foreclosure costs and any sums ad-
vanced by the beneficiary pursuant to the terms of
said deed of trust. Whereof, notice hereby is given
that, FIRST AMERICAN TITLE INSURANCE
COMPANY, the undersigned trustee will, on
12/8/2009, at the hour of 01:00 PM, Standard of
Time, as established by section 187.110, Oregon
Revised Statutes, at At the front door to the Jose-
phine County Courthouse, 500 NW 6th Street
Grants Pass, OR County of Josephine, State of
Oregon, sell at public auction to the highest bidder
for cash the interest in the said described real
property which the grantor had or had power to
convey at the time of execution by him of the said
trust deed, together with any interest which the
grantor or his successors in interest acquired after
the execution of said trust deed, to satisfy the
foregoing obligations thereby secured and the
costs and expenses of sale, including a reason-
able charge by the trustee. Notice is further given
that any person named in section 86.753 of Ore-
gon Revised Statutes has the right to have the
foreclosure proceeding dismissed and the trust
deed reinstated by payment to the beneficiary of
the entire amount then due (other than such por-
tion of said principal as would not then be due had
no default occurred), together with the costs, trus-
tee’s and attorney’s fees and curing any other
default complained of in the Notice of Default by
tendering the performance required under the
obligation or trust deed, at any time prior to five
days before the date last set for sale. For Sale
Information Call: 714-573-1965 or Login to
www.priorityposting.com. In construing this notice,
the masculine gender includes the feminine and
the neuter, the singular includes plural, the word
“grantor” includes any successor in interest to the
grantor as well as any other persons owing an
obligation, the performance of which is secured by
said trust deed, the words “trustee” and
“beneficiary” include their respective successors in
interest, if any. Pursuant to Oregon Law, this sale
will not be deemed final until the Trustee’s deed
has been issued by Quality Loan Service. If there
are any irregularities are discovered within 10
days of the date of this sale, that the trustee will
rescind the sale, return the buyer’s money and
take further action as necessary. If the Trustee is
unable to convey title for any reason, the success-
ful bidder’s sole and exclusive remedy shall be the
return of monies paid to the Trustee, and the suc-
cessful bidder shall have no further recourse. If
the sale is set aside for any reason, the Purchaser
at the sale shall be entitled only to a return of the
deposit paid. The Purchaser shall have no further
recourse against the Mortgagor, the Mortgagee, or
the Mortgagee’s Attorney. Dated: 8/10/2009
FIRST AMERICAN TITLE INSURANCE COM-
PANY, as Trustee By: Quality Loan Service Corp.
of Washington, as agent Quality Loan Service
Corp. of Washington 2141 5th Avenue San Diego,
CA 92101 619-645-7711 OR-09-297158-SH Sig-
nature By: Seth Ott, Assistant Secretary For Non-
Sale Information: Quality Loan Service Corp. of
Washington 2141 5th Avenue San Diego, CA
92101 619-645-7711 Fax: 619-645-7716 If you
have previously been discharged through bank-
ruptcy, you may have been released of personal
liability for this loan in which case this letter is in-
tended to exercise the note holder’s rights against
the real property only. This Office is attempting to
collect a debt and any information obtained will be
used for that purpose. As required by law, you are
hereby notified that a negative credit report reflect-
ing on your credit record may be submitted to a
credit report agency if you fail to fulfill the terms of
your credit obligations. P#608511
Publish & Affd.:
8/19, 8/26, 9/2, 9/9/2009
five days before the date last set for the sale, to
have this foreclosure proceeding dismissed and
the Trust Deed reinstated by payment to the bene-
ficiary of the entire amount then due (other than
such portion of the principal as would not then be
due had no default occurred) and by curing any
other default complained of herein that is capable
of being cured by tendering the performance re-
quired under the obligation or to cure the default,
by paying all costs and expenses actually incurred
in enforcing the obligation and Trust Deed, to-
gether with trustee’s and attorney’s fees. In con-
struing this notice, the masculine gender includes
the feminine and the neuter, the singular includes
plural, the word “Grantor” includes any successor
in interest to the Grantor as well as any other per-
son owing an obligation, the performance of which
is secured by said Trust Deed, and the words
“trustee” and “beneficiary” include their respective
successors in interest, if any. Dated: 5/26/2009
First American Title Insurance Company, Trustee
By: Foreclosurelink, Inc., Agent Lauren Meyer
Lauren Meyer, Senior Trustee Sale Officer Direct
Inquiries to: Mortgage Electronic Registration Sys-
tems, Inc. solely as nominee for lender c/o Fore-
closureLink, Inc. 4401 Hazel Avenue, Ste 225,
Fair Oaks, CA 95628 (916) 962-3453 P#602525
Publish & Affd.:
8/12, 8/19, 8/26, 9/2/2009
SUBSCRIBE TODAY! 592-2541
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