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About Illinois Valley news. (Cave City, Oregon) 1937-current | View Entire Issue (April 22, 2009)
Page 13 Illinois Valley News, Cave Junction, Ore. Wednesday, April 22, 2009 LEGAL NOTICE TRUSTEE’S NOTICE OF SALE Loan No.: 0055414627 T.S. No.: OR-09-262618-SH Refer- ence is made to that certain deed made by GARY A. TUCKER, A MARRIED MAN, AS HIS SOLE & SEPARATE PROPERTY as Grantor to FIRST AMERICAN TITLE INSURANCE CO OF OR, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC., ("MERS"), AS NOMINEE FOR FIRST HORIZON HOME LOAN CORPORATION, as Beneficiary, dated 9/15/2005, recorded 09/29/2005, in official re- cords of Josephine County, Oregon, in book/reel/ volume No. xxx, at page No. xxx fee/file/ instrument/microfile/reception No. 2005-022545 covering the following described real property situated in said County and State, to wit: APN: R305037 SEE ATTACHED EXHIBIT "A" OR-09- 262618-SH A REAL PROPERTY IN THE COUNTY OF JOSEPHINE, STATE OF ORE- GON, DESCRIBED AS FOLLOWS: A parcel of land located in Lots 85 and 86, ROGUE RIVER ORCHARD COMPANY’S FIRST SUBDIVISION, Josephine County, Oregon, more particularly described as follows: Beginning at an iron pipe located in the South right of way line of Rainbow Drive, said pipe representing the Northerly corner common to Lots 85 and 86 of said Rogue River Orchard Company’s First Subdivision; thence East along the South right of way line of said Drive, 77.39 feet; thence South 45°00’00" West 275.18 feet; thence North 49°56’00" West 207.45 feet to an iron pipe marked RS 457; thence North 42°11’00" East 229.49 feet to an iron pipe marked RS 457; thence North 82°24’00" East 102.33 feet to an iron pipe on the West right of way line of Rainbow Drive; thence South 119 feet along said right of way; thence East 20 feet to the point of beginning. EXCEPTING THEREFROM any portion lying within Rainbow Drive as wid- ened. NOTE: THIS LEGAL DESCRIBED WAS CREATED PRIOR TO JANUARY 1, 2008. TAX PARCEL NUMBER: R305037 Commonly known as: 1095 RAINBOW DRIVE GRANTS PASS, OR 97526 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a no- tice has been recorded pursuant to Section 86.735 (3) of Oregon Revised Statutes; the de- fault for which the foreclosure is made is the grantor’s: Installment of principal and interest plus impounds and/or advances which became due on 12/1/2008 plus amounts that are due or may be- come due for the following: late charges, delin- quent property taxes, insurance premiums, ad- vances made on senior liens, taxes and/or insur- ance, trustee’s fees, and any attorney fees and court costs arising from or associated with benefi- ciaries effort to protect and preserve its security must be cured as a condition of reinstatement. Monthly Payment $1,475.23 Monthly Late Charge $67.29 By this reason of said default the benefici- ary has declared all obligations secured by said trust deed immediately due and payable, said sums being the following, to wit: The sum of $217,022.74 together with interest thereon at the rate of 5.8750 per annum from 11/1/2008 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, FIRST AMERICAN TITLE INSURANCE COMPANY, the undersigned trus- tee will, on 7/28/2009, at the hour of 01:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the front door to the Josephine County Courthouse, Sixth and "C" Street, Grants Pass, OR County of Jose- phine, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any inter- est which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is fur- ther given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the No- tice of Default by tendering the performance re- quired under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other per- sons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service. If there are any irregularities are discov- ered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the Trustee is unable to convey title for any rea- son, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Dated: 3/24/2009 FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee By: Quality Loan Service Corp. of Wash- ington, as agent Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 OR-09-262618-SH Signa- ture By: HAZEL GARCIA, Assistant Secretary For Non-Sale Information: Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 If you have previously been discharged through bank- ruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This Office is at- tempting to collect a debt and any information obtained will be used for that purpose. As re- quired by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P#551402 Publish & Affd.: 4/8, 4/15, 4/22, 04/29/2009 Support the I.V. News advertisers Rear, from left Denise Brown, Patty Floate, Kris Ismaili, front Crystal Cruz. (Photo by Zina Booth, Illinois Valley News ) Sponsored Feature: Suite of services at Back Street Salon Working at Shop Smart and volunteering with the Illinois Valley Rural Fire District with her husband Kamron was not enough of a chal- lenge for Kris Ismaili, so she pursued her next dream - doing nails. The 17-year Illinois Valley resident has done a wonderful job setting up cozy, private rooms for the variety of services offered in Western Plaza at Back Street Salon, which she opened in March 2008. There are two separate rooms for the tan- ning booths (“All-you-can-bake” special $30), with another room for waxings and facials. Patty Floate, the aesthetician, provides eve- rything from full body waxing to all-natural fa- cials using essential oils. Patty also offers face peels made from alpha-hydroxy acid that are so gentle they do not require any recovery time. Body wraps can be an effective way to lose weight and cellulite when combined with exer- cise and proper diet. Patty paints her client in sea mud wax, wraps her up in cellophane and bakes her in a heating blanket for 20 minutes. Another treatment to purify the body: a low feradic current detoxes the body through the feet when an electric array is dipped into a foot soak comprised of sea salt and water (not recom- mended for those with pacemakers). The pedicure room allows privacy so gen- tlemen getting their nails trimmed have their own area, separate from the perms, colors and nails, which are featured in the front rooms of the salon. Crystal Cruz started in November 2008 after managing at Great Clips in Grants Pass. Crystal has been in the Navy, a paralegal for JAG, security guard and weather person, but knows that she has now found her true calling as a fully-licensed cosmetologist. She loves traveling to learn more about Framesi color and styling products, and doing wild, wacky, fun nails in more than 100 colors. “Lots of people around here are on fixed incomes, so I offer $5 haircuts on Mondays for walk-ins” says Crystal. “I really enjoy doing a service to the community, plus I am having fun and keeping up on cutting hair all at the same time. All our services are affordable, quality work. If the customer doesn’t like it, we’ll fix it.” Denise Brown enjoyed tanning at Back Street Salon because she always felt welcome and comfortable, but was recruited to work when Crystal discovered Denise was a cosme- tology educator who has been doing hair since 1994 near Sacramento, Calif. Denise, who joined the crew mid-April, is a Redken color specialist as well as Paul Mitchell colors, and admits that color corrections are one of her fa- vorite challenges to tackle. Denise’s highlights feature no bleach and no damage in the lift & deposit, one-step process, and lowlights have no fading. A Chi permanent hair straightener is another of her services. Denise’s clients range from children to seniors, and she will schedule weekend appointments for her client’s conven- ience. Back Street Salon offers Spa packages that would make perfect gifts for Mother’s Day; choose from three combinations of haircuts, styles, color, facials and tanning. Current hours are 9-5, Mondays through Fridays, with Saturday appointments available, and may soon change to seven days-a-week. Phone 592-4277, or visit Back Street Salon at 222 N. Redwood Hwy. in Cave Junction. Senior discounts are available, and Visa & MasterCard are accepted. ~Zina Booth LEGAL NOTICE TRUSTEE’S NOTICE OF SALE Loan No.: 0596512305 T.S. No.: OR-09-268882-SH Refer- ence is made to that certain deed made by BRUCE M. STEEL AND VETTA E. STEEL, AS TENANTS BY THE ENTIRETY as Grantor to TICOR TITLE COMPANY, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ("MERS"), AS NOMINEE FOR GATEWAY BUSINESS BANK, DBA MISSON HILLS MORTGAGE BANKERS, as Beneficiary, dated 11/5/2007, recorded 11/13/2007, in official records of Josephine County, Oregon, in book/ reel/volume No. XXX, at page No. XXX fee/file/ instrument/microfile/reception No. 2007-021555 covering the following described real property situated in said County and State, to wit: APN: R300784 THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 5, TOWNSHIP 34 SOUTH, RANGE 5 WEST OF THE WILLAMETTE MERIDIAN, JOSEPHINE COUNTY, OREGON. Commonly known as: 1447 GREENBACK MINE ROAD WOLF CREEK, OR 97497 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a no- tice has been recorded pursuant to Section 86.735 (3) of Oregon Revised Statutes; the de- fault for which the foreclosure is made is the grantor’s: Installment of principal and interest plus impounds and/or advances which became due on 1/1/2009 plus amounts that are due or may be- come due for the following: late charges, delin- quent property taxes, insurance premiums, ad- vances made on senior liens, taxes and/or insur- ance, trustee’s fees, and any attorney fees and court costs arising from or associated with benefi- ciaries effort to protect and preserve its security must be cured as a condition of reinstatement. Monthly Payment $2,713.12 Monthly Late Charge $135.66 By this reason of said default the benefi- ciary has declared all obligations secured by said trust deed immediately due and payable, said sums being the following, to wit: The sum of $408,663.31 together with interest thereon at the rate of 6.8750 per annum from 12/1/2008 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, FIRST AMERICAN TITLE INSURANCE COMPANY, the undersigned trus- tee will, on 8/18/2009, at the hour of 01:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statutes, at the front door to the Josephine County Courthouse, Sixth and "C" Street, Grants Pass, OR County of Jose- phine, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any inter- est which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is fur- ther given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the No- tice of Default by tendering the performance re- quired under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other per- sons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service. If there are any irregularities are discov- ered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the Trustee is unable to convey title for any rea- son, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Dated: 4/14/2009 FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee By: Quality Loan Service Corp. of Wash- ington, as agent Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 OR-09-268882-SH Signa- ture By: HAZEL GARCIA, Assistant Secretary For Non-Sale Information: Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 If you have previously been discharged through bank- ruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This Office is at- tempting to collect a debt and any information obtained will be used for that purpose. As re- quired by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P#559251 Publish & Affd: 4/22, 4/29, 5/6, 05/13/2009 TRUSTEE’S NOTICE OF SALE Loan No.: 5002638386 T.S. No.: OR-08-190570-CM Refer- ence is made to that certain deed made by DAVID M HERNDON AND MICHELE D HERN- DON, AS TENANTS BY THE ENTIRETY as Grantor to LAWYERS TITLE REALTY SERVICE, as Trustee, in favor of MORTGAGE ELEC- TRONIC REGISTRATION SYSTEMS, INC., ("MERS"), AS NOMINEE FOR CAPITAL ONE HOME LOANS, INC., as Beneficiary, dated 5/13/2005, recorded 5/27/2005, in official records of Josephine County, Oregon, in book/reel/ volume No. xxx, at page No. xxx fee/file/ instrument/microfile/reception No. 2005-011815 covering the following described real property situated in said County and State, to wit: APN: R331482 PARCEL A: Parcel 2 of PARTITION PLAT NO. 1992-104, in Josephine County, Ore- gon. PARCEL B: Easement for the benefit of Par- cel No. A, as created by instrument Recorded: Mach 25, 1968, Volume 258, Page 564, Records of Josephine County, Oregon, for Ingress and Egress. Subject to the terms, provisions and con- ditions set forth in said instrument. Commonly known as: 4411 HOLLAND LOOP RD CAVE JUNCTION, OR 97523 Both the beneficiary and the trustee have elected to sell the said real prop- erty to satisfy the obligations secured by said trust deed and a notice has been recorded pursu- ant to Section 86.735 (3) of Oregon Revised Stat- utes; the default for which the foreclosure is made is the grantor’s: Installment of principal and interest plus impounds and/or advances which became due on 8/18/2008 plus amounts that are due or may become due for the following: late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with beneficiaries effort to protect and preserve its security must be cured as a condition of rein- statement. Monthly Payment $715.62 Monthly Late Charge $35.78 By this reason of said default the beneficiary has declared all obligations se- cured by said trust deed immediately due and payable, said sums being the following, to wit: The sum of $71,397.48 together with interest thereon at the rate of 9.4300 per annum from 7/18/2008 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pur- suant to the terms of said deed of trust. Whereof, notice hereby is given that, FIRST AMERICAN TITLE INSURANCE COMPANY, the undersigned trustee will, on 8/17/2009, at the hour of 1:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the front door to the Josephine County Courthouse, Sixth and "C" Street, Grants Pass, OR County of Jose- phine, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any inter- est which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is fur- ther given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the No- tice of Default by tendering the performance re- quired under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other per- sons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service. If there are any irregularities are discov- ered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as neces- sary. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and ex- clusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Dated: 4/10/2009 FIRST AMERICAN TITLE INSURANCE COM- PANY, as Trustee By: Quality Loan Service Corp. of Washington, as agent Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 OR-08-190570- CM Signature By: Hazel Garcia, Assistant Secre- tary For Non-Sale Information: Quality Loan Ser- vice Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645- 7716 If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This Office is attempting to collect a debt and any information obtained will be used for that purpose. As re- quired by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P#558281 Publish & Affd: 4/22, 4/29, 5/6, 05/13/2009
