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Page 11 Illinois Valley News, Cave Junction, Ore. Wednesday, March 11, 2009 LEGAL NOTICE TRUSTEE’S NOTICE OF SALE Loan No.: 0028605269 T.S. No.: OR-09-238346-SH Refer- ence is made to that certain deed made by MARK LOWERY & ROBBI LOWERY, TENANTS IN THE ENTIRETY as Grantor to JOSEPHINE COUNTY TITLE, as Trustee, in favor of FIRST HORIZON HOME LOAN CORPORATION, as Beneficiary, dated 2/18/2002, recorded 2/27/2002, in official records of Josephine County, Oregon, in book/ reel/volume No. xxx, at page No. xxx fee/file/ instrument/microfile/reception No. 2002-004672 covering the following described real property situ- ated in said County and State, to wit: APN: R307442 LOT 1, BLOCK 1, SUNSET HEIGHTS ADDITION, TO THE CITY OF GRANTS PASS, OREGON. Commonly known as: 917 NW SUN- SET DRIVE GRANTS PASS, OR 97526 Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations se- cured by said trust deed and a notice has been recorded pursuant to Section 86.735 (3) of Ore- gon Revised Statutes; the default for which the foreclosure is made is the grantor’s: Installment of principal and interest plus impounds and/or ad- vances which became due on 8/1/2008 plus amounts that are due or may become due for the following: late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with beneficiaries effort to protect and preserve its security must be cured as a condition of reinstatement. Monthly Payment $686.37 Monthly Late Charge $27.45 By this reason of said default the beneficiary has declared all obli- gations secured by said trust deed immediately due and payable, said sums being the following, to wit: The sum of $79,830.44 together with interest thereon at the rate of 6.0000 per annum from 7/1/2008 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclosure costs and any sums advanced by the beneficiary pursu- ant to the terms of said deed of trust. Whereof, notice hereby is given that, FIRST AMERICAN TITLE INSURANCE COMPANY, the undersigned trustee will, on 6/23/2009, at the hour of 1:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the front door to the Josephine County Courthouse, Sixth and "C" Street, Grants Pass, OR County of Jose- phine, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any inter- est which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such por- tion of said principal as would not then be due had no default occurred), together with the costs, trus- tee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service. If there are any irregularities are discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the Trustee is unable to convey title for any reason, the success- ful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the suc- cessful bidder shall have no further recourse. Dated: 2/24/2009 FIRST AMERICAN TITLE IN- SURANCE COMPANY, as Trustee By: Quality Loan Service Corp. of Washington, as agent Qual- ity Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 OR- 09-238346-SH Signature By: Hazel Garcia, Assis- tant Secretary For Non-Sale Information: Quality Loan Service Corp. of Washington 2141 5th Ave- nue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 If you have previously been dis- charged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This Office is attempting to collect a debt and any infor- mation obtained will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit re- cord may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P540873 TRUSTEE’S NOTICE OF SALE Loan No.: 0030201784 T.S. No.: OR-09-246518-SH Refer- ence is made to that certain deed made by ERIC N. HOMEN AND JULIE D. HOMEN, HUSBAND AND WIFE AS TENANTS BY THE ENTIRETY as Grantor to FIRST AMERICAN TITLE INSURANCE COMPANY OF OREGON, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GATEWAY BUSINESS BANK, DBA MISSION HILLS MORT- GAGE BANKERS, as Beneficiary, dated 2/22/2005, recorded 02/25/2005, in official records of Josephine County, Oregon, in book/reel/volume No. xxx, at page No. xxx fee/file/instrument/ microfile/reception No. 2005-004534 covering the following described real property situated in said County and State, to wit: APN: 36-06-13-DA- 001250 LOT 90 OF SECOND ADDITION TO WAGNER MEADOWS SUBDIVISION, IN THE CITY OF GRANTS PASS, JOSEPHINE COUNTY, OREGON, ACCORDING TO THE OFFICIAL PLAT THEREOF, RECORDED IN VOLUME 9, PAGE 270, PLAT RECORDS Commonly known as: 526 SW WAGNER MEADOWS DR. GRANTS PASS, OR 97526 Both the beneficiary and the trustee have elected to sell the said real property to sat- isfy the obligations secured by said trust deed and a notice has been recorded pursuant to Section 86.735 (3) of Oregon Revised Statutes; the default for which the foreclosure is made is the grantor’s: Installment of principal and interest plus impounds and/or advances which became due on 11/1/2008 plus amounts that are due or may become due for the following: late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with beneficiaries effort to pro- tect and preserve its security must be cured as a condition of reinstatement. Monthly Payment $1,793.10 Monthly Late Charge $89.66 By this reason of said default the beneficiary has declared all obligations secured by said trust deed immedi- ately due and payable, said sums being the follow- ing, to wit: The sum of $236,767.45 together with interest thereon at the rate of 8.1250 per annum from 10/1/2008 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclo- sure costs and any sums advanced by the benefi- ciary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, LSI TITLE COMPANY OF OREGON, LLC, the undersigned trustee will, on 6/30/2009, at the hour of 01:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the front door to the Josephine County Courthouse, Sixth and "C" Street, Grants Pass, OR County of Jose- phine, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any inter- est which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such por- tion of said principal as would not then be due had no default occurred), together with the costs, trus- tee’s and attorney’s fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service. If there are any irregularities are discovered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the Trustee is unable to convey title for any reason, the success- ful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the suc- cessful bidder shall have no further recourse. Dated: 2/24/2009 LSI TITLE COMPANY OF ORE- GON, LLC, as Trustee By: Quality Loan Service Corp. of Washington, as agent Quality Loan Ser- vice Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 OR-09-246518- SH Signature By: Hazel Garcia, Assistant Secre- tary For Non-Sale Information: Quality Loan Ser- vice Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645- 7716 If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This Office is attempting to collect a debt and any information obtained will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P540850 TRUSTEE’S NOTICE OF SALE Loan No.: 0060633948 T.S. No.: OR-09-237570-SH Refer- ence is made to that certain deed made by RICH- ARD L. CATALDO & DIANA F. CATALDO, TEN- ANTS IN THE ENTIRETY as Grantor to PACIFIC TITLE-FIRST AMERICAN TITLE, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRA- TION SYSTEMS, INC., AS NOMINEE FOR FIRST HORIZON HOME LOAN CORPORATION, as Beneficiary, dated 4/9/2007, recorded 6/1/2007, in official records of Josephine County, Oregon, in book/reel/volume No. XXX, at page No. XXX fee/ file/instrument/microfile/reception No. 2007- 010750 covering the following described real property situated in said County and State, to wit: APN: R301312 34-06-12-00-001600-00 SEE EX- HIBIT "A" EXHIBIT "A" REAL PROPERTY IN THE COUNTY OF JOSEPHINE, STATE OF OREGON, DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SECTION 12, TOWN- SHIP 34 SOUTH, RANGE 6 WEST, OF THE WIL- LAMETTE MERIDIAN, JOSEPHINE COUNTY, OREGON; THENCE WEST TO THE SOUTH- WEST CORNER OF THE SOUTHEAST QUAR- TER OF THE SOUTHEAST QUARTER OF SAID SECTION 12; THENCE NORTH TO THE NORTH- WEST CORNER OF THE SOUTHEAST QUAR- TER OF THE SOUTHEAST QUARTER OF SAID SECTION 12, BEING THE TRUE POINT OF BE- GINNING OF THIS DESCRIPTION; THENCE NORTH 707 FEET, MORE OR LESS, TO THE SOUTHWEST CORNER OF THE PROPERTY CONVEYED BY JEFFERSON A. WIMER AND MARY M. WIMER, HUSBAND AND WIFE, TO G.A. ANDYKE AND VIRGINIA ANDYKE, AS THE SAME APPEARS IN VOLUME 86, PAGE 293, JOSEPHINE COUNTY DEED RECORDS; THENCE SOUTH 74º EAST 1370 FEET, ALONG THE LINE OF THE ANDYKE PROPERTY ABOVE REFERRED TO, TO THE EAST LINE OF SAID SECTION, TOWNSHIP AND RANGE: THENCE SOUTH 380 FEET, MORE OR LESS, TO THE NORTHEAST CORNER OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 12; THENCE WEST, ALONG THE NORTH LINE OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SAID SEC- TION 12, TO THE POINT OF BEGINNING. EX- CEPTING THEREFROM: THAT PORTION LYING NORTHERLY OF GRAVES CREEK, AS DE- SCRIBED IN VOLUME 266, PAGE 452, JOSE- PHINE COUNTY DEED RECORDS. ALSO EX- CEPTING THEREFROM: BEGINNING AT A 3/4 INCH BRASS CAPPED IRON PIN SET FOR THE SOUTHEAST CORNER OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 12, TOWNSHIP 34 SOUTH, RANGE 6 WEST, OF THE WILLAMETTE MERIDIAN, JOSE- PHINE COUNTY, OREGON; THENCE NORTH ALONG THE EAST BOUNDARY OF SAID SEC- TION 12 A DISTANCE OF 224.20 FEET; THENCE RUN NORTH 53º WEST 134.50 FEET; THENCE NORTH 37º WEST 140.00 FEET; THENCE NORTH 74º WEST 255.00 FEET; THENCE SOUTH 70º WEST 320.00 FEET; THENCE SOUTH 44º EAST 200.00 FEET, THENCE SOUTH 26º EAST 200.00 FEET; THENCE SOUTH 53º EAST 90.00 FEET, MORE OR LESS, TO A POINT OF INTERSECTION WITH THE SOUTHERLY BOUNDARY OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 12, SAID TOWNSHIP AND RANGE, WHICH POINT BEARS 439.00 FEET WESTERLY FROM THE POINT OF BEGINNING; THENCE EASTERLY ALONG SAID SOUTHERLY BOUND- ARY 439.00 FEET TO THE POINT OF BEGIN- NING. ALSO EXCEPTING THEREFROM: COM- MENCING AT THE NORTHWEST CORNER OF THE SOUTHEAST QUARTER OF THE SOUTH- EAST QUARTER OF SECTION 12, TOWNSHIP 34 SOUTH, RANGE 6 WEST, OF THE WIL- LAMETTE MERIDIAN, JOSEPHINE COUNTY, OREGON; THENCE NORTH 294.34 FEET ALONG THE WEST LINE OF THAT PROPERTY DESCRIBED IN VOLUME 66, PAGE 241, JOSE- PHINE COUNTY DEED RECORDS TO THE TRUE POINT OF BEGINNING, SAID POINT BE- ING IN THE EASTERLY RIGHT OF WAY LINE OF BEECHER ROAD, 25 FEET LEFT OF THE BEECHER ROAD CENTERLINE, AT ENGI- NEER'S STATION 10+38.68; THENCE ALONG THE EASTERLY RIGHT OF WAY LINE OF BEECHER ROAD ALONG A 297.84 FOOT RA- DIUS CURVE TO THE RIGHT 85.50 FEET (THE LONG CHORD OF WHICH BEARS SOUTH 15º25'09" EAST 85.21 FEET) TO A POINT 25 FEET LEFT OF THE BEECHER ROAD CENTER- LINE AT ENGINEER'S STATION 11+17.00; THENCE NORTH 82º48'17" EAST 10.00 FEET TO A POINT 35 FEET LEFT OF THE BEECHER ROAD CENTERLINE AT ENGINEER'S STATION 11+17.00; THENCE ALONG A 307.84 FOOT RA- DIUS CURVE TO THE LEFT 109.56 FEET (THE LONG CHORD OF WHICH BEARS NORTH 17º23'29" WEST 108.99 FEET) TO A POINT ON THE WEST LINE OF THAT PROPERTY DE- SCRIBED IN VOLUME 66, PAGE 241, JOSE- PHINE COUNTY DEED RECORDS, SAID POINT BEING 35 FEET LEFT OF THE BEECHER ROAD CENTERLINE AT ENGINEER'S STATION 10+19.89; THENCE SOUTH 23.12 FEET ALONG SAID WEST LINE TO THE TRUE POINT OF BE- GINNING. ALSO EXCEPTING THEREFROM: BEECHER ROAD. ALSO: THE NORTH 33.34 FEET (BEING THE NORTH ONE- HALF ACRE) OF THE WEST HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 12, TOWNSHIP 34 SOUTH, RANGE 6 WEST, OF THE WILLAMETTE MERIDIAN, JOSE- PHINE COUNTY, OREGON. ALSO EXCEPTING THEREFROM THAT PORTION CONVEYED TO JOSEPHINE COUNTY A POLITICAL SUBDIVI- SION OF THE STATE OF OREGON RECORDED AS DOCUMENT NO. 2004-017027, OFFICIAL RECORDS OF JOSEPHINE COUNTY, OREGON. ALSO: COMMENCING AT THE NORTHWEST CORNER OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 12, TOWNSHIP 34 SOUTH, RANGE 6 WEST, OF THE WILLAMETTE MERIDIAN, JOSEPHINE COUNTY, OREGON; THENCE NORTH 317.46 FEET ALONG THE WEST LINE OF THAT PROPERTY DESCRIBED IN VOLUME 113, PAGE 607, JOSEPHINE COUNTY DEED RE- CORDS TO THE TRUE POINT OF BEGINNING, SAID POINT BEING 35 FEET LEFT OF BEECHER ROAD CENTERLINE AT ENGI- NEER'S STATION 10+19.89; THENCE CON- TINUING NORTH 82.54 FEET ALONG SAID WEST LINE TO THE NORTHEAST CORNER OF THAT PROPERTY DESCRIBED IN VOL- UME 75, PAGE 1133, JOSEPHINE COUNTY DEED RECORDS; THENCE WEST 60.13 FEET ALONG THE NORTH LINE OF THE PROP- ERTY DESCRIBED IN VOLUME 75, PAGE 1133, JOSEPHINE COUNTY DEED RECORDS TO A POINT 35 FEET LEFT OF BEECHER ROAD CENTERLINE AT ENGINEER'S STA- TION 9+25.28; THENCE SOUTH 40º20' EAST 33.92 FEET PARALLEL TO AND 35 FEET DIS- TANCE FROM THE BEECHER ROAD CEN- TERLINE TO A POINT 35 FEET LEFT OF BEECHER ROAD CENTERLINE AT ENGI- NEER'S STATION 9+59.20; THENCE ALONG A 307.84 FOOT RADIUS CURVE TO THE RIGHT 68.48 FEET (THE LONG CHORD OF WHICH BEARS SOUTH 33º57'38" EAST 68.34 FEET) TO THE TRUE POINT OF BEGINNING. NOTE: THIS LEGAL DESCRIPTION WAS CREATED PRIOR TO JANUARY 1, 2008. TAX PARCEL NUMBER: R301312 AND M205895 Commonly known as: 220 BEECHER ROAD WOLF CREEK, OR 97497 Both the beneficiary and the trustee have elected to sell the said real property to sat- isfy the obligations secured by said trust deed and a notice has been recorded pursuant to Section 86.735 (3) of Oregon Revised Statutes; the default for which the foreclosure is made is the grantor’s: Installment of principal and interest plus impounds and/or advances which became due on 10/1/2008 plus amounts that are due or may become due for the following: late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee’s fees, and any attorney fees and court costs arising from or associated with beneficiaries effort to pro- tect and preserve its security must be cured as a condition of reinstatement. Monthly Payment $1,046.78 Monthly Late Charge $47.41 By this reason of said default the beneficiary has declared all obligations secured by said trust deed immedi- ately due and payable, said sums being the follow- ing, to wit: The sum of $137,184.11 together with interest thereon at the rate of 7.2500 per annum from 9/1/2008 until paid; plus all accrued late charges thereon; and all trustee’s fees, foreclo- sure costs and any sums advanced by the benefi- ciary pursuant to the terms of said deed of trust. Whereof, notice hereby is given that, FIRST AMERICAN TITLE INSURANCE COMPANY, the undersigned trustee will, on 6/17/2009, at the hour of 01:00 PM, Standard of Time, as established by section 187.110, Oregon Revised Statutes, at At the front door to the Josephine County Court- house, Sixth and "C" Street, Grants Pass, OR County of Josephine, State of Oregon, sell at pub- lic auction to the highest bidder for cash the inter- est in the said described real property which the grantor had or had power to convey at the time of execution by him of the said trust deed, together with any interest which the grantor or his succes- sors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dis- missed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee’s and attorney’s fees and curing any other default complained of in the No- tice of Default by tendering the performance re- quired under the obligation or trust deed, at any time prior to five days before the date last set for sale. For Sale Information Call: 714-573-1965 or Login to www.priorityposting.com. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other per- sons owing an obligation, the performance of which is secured by said trust deed, the words “trustee” and “beneficiary” include their respective successors in interest, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by Quality Loan Service. If there are any irregularities are discov- ered within 10 days of the date of this sale, that the trustee will rescind the sale, return the buyer’s money and take further action as necessary. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Dated: 2/18/2009 FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee By: Quality Loan Service Corp. of Washington, as agent Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645- 7711 OR-09-237570-SH Signature By: Hazel Gar- cia, Assistant Secretary For Non-Sale Information: Quality Loan Service Corp. of Washington 2141 5th Avenue San Diego, CA 92101 619-645-7711 Fax: 619-645-7716 If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This Office is attempting to collect a debt and any information obtained will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit re- cord may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P537243 Sudoku solution Publish & Affd: Publish & Affd: Publish & Affd.: 3/4, 3/11, 3/18, 03/25/2009 3/4, 3/11, 3/18, 03/25/2009 3/4, 3/11, 3/18, 03/25/2009 Crossword Solution Call 541-592-2541 TODAY! Illinois Valley News - Start or renew your subscription