NEWS
THE CLACKAMAS PRINT
January 24,1990
Page 4
Defaults on student loans cause new regulations
Me-Lissa Cartales
Rhapsody Editor
The U.S. Department of
Education notified Clackamas
Community College that its de
fault rate on Guaranteed Student
Loans is almost 31 percent and
new regulations may cause hard
ships for financial aid-dependent
students.
Clackamas was informed last
summer by the Department of
Education that its default rate on
GSLs is 30.9 percent, according
to a memo sent out by Financial
Aid Coordinator Kathy Scheer.
There are many reasons for
this default rate being so high.
One is the fact that community
colleges serve a higher-risk popu
lation than traditional four-year
schools. According to Scheer’s
memo, every community college
in Oregon has a default rate rang
ing from 16.8 to 32.8 percent, and
only one of these colleges, Cen
tral Oregon, has a default rate less
than 20 percent However, when
the Department of Education
began penalizing institutions with findings upon.
“They sent us about six i nches
a high default rate, they did not
of paperwork,” said Scheer. “We
take this into account
Another consideration the are now in the process of checking
Secretary of Education did not that information against the indi
take into account when handing vidual loan securer’s information.
out these penalties is the fact that If we calculate the rate to be lower,
the college itself has no control we will file a formal letter of pro
test”
Over the default rate.
In fact, the Oregon State
“We have no choice about
whether or not to certify eligibil Scholarship Commission, which
ity on these loans; we also cannot secures 98 percent of the GSLs at
collect on these loans. Both of Clackamas, calculates the default
these things are up to the loan rateat between 16and 17 percent
Until the Financial Aid office
securer, and not us. So, although
it is not within our power to deny can finish its research and the
eligibility or collect, we are penal Department of Education can
ized as an institution for the de review its findings, “we intend to
comply with the new regulations,”
fault rate,” Scheer said.
There is one more major said Scheer. Under these new
problem with the default rate cal laws, the college must comply with
culated by the Department of the following:
TRACK RECORD DIS
Education: says Scheer, “We don’t
think (the percentage) is that high.” CLOSURE- Every college that
The Financial Aid office has offers non-baccalaureate voca
since then requested all of the tional training programs, regard
information on which the Depart less of their default rate, must
ment of Education based their disclose graduation rates, job
placement rates, and state licens
ingexam pass rates to all prospec
tive students prior to enrollment
for each vocational program in
which they plan to enroll. These
forms must be signed by the stu
dents and retained by the institu
tion for fiveyears. In addition, the
institution must submit a copy of
the completed form and the data
required to the U.S. Department
of Education.
TRACKING- Attendance of
loan recipients must be verified
more than once a term. Until now,
the financial aid office has waited
until the end of the term to verify
that the loan recipient has been
attending classes the entire term.
Under this regulation, the office
must check attendance periodi
cally throughout the term and
notify the lender immediately if
the student is not completing the
attendance requirements of the
loan.
DELAYING DISBURSE
MENT OF GSL AND SLS
CHECKS FOR 30 DAYS- The
financial aid office will now have
to withhold loan checks for first
time borrowers for 30 days into
the term, beginning Winter Term
1990. This is to ensure that the
students are attending classes and
intend to continue to do so to
meet their loan requirements.
ADDITIONAL CONTACT
WITH BORROWERS- The fi
nancial aid office must now con
tact student borrowers after they
leave Clackamas to encourage
them to pay back their loans.
“Some of these things are good
ideas,” Scheer commented on the
new regulations. “There are some
parts, however, that are going to
cause hardships for the students.”
“We want the students here
to know that the financial aid of
fice is still here to help. If any of
these new regulations cause prob
lems with the students, they should
get in here to talk to us, and we
will do our best to help them,”
Scheer stressed.
Poor enrollment forces Japanese II cancellation
by Roseann Wentworth
Copy Editor
After enrollment of the sec
ond year Japanese language class
peaked at a mere four students by
Friday, Jan. 5, Assistant Dean of
Instruction John Hooley dropped
the class from Clackamas' class
schedule.
This proved to be a contro
versial decision as it caused some
upset among the students involved
as well as with foreign language
instructors.
According to a story in last
week’s Clackamas Print, Hooley
perwork of the cancelled class,
informing Foreign Language Head
Magdalena Ladd and Japanese
instructor Kyoko Daniels -within
the first week, which is our usual
time line," Hooley added.
. .Hooley has.been at Qacka-
tnasfctt'ovfer 22 years.' “It’s the
first time in 15 years that I’ve had
to cut a second year class. Usually
we don’t see these low numbers
until at least Spring term, if then.
But this year foreign language
enrollment is unusually low,” stated
Hooley.
Enrollment is 17 percent lower
made the decision to drop the
classes during the second week of
winter term and the decision was
an “oversight;” neither of those
statements is correct
“Only three people originally
signed up for Japanese II when I
made this decision on the first
Friday of the term," Hooley said.
There was another person who
attended that had already taken
Japanese II but was taking Japa-
nese-298; then there was another
student who was going to enroll,
but I never heard from him again.”
“Everything transpired, the pa
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from last fall according to Hooley, social sciences) where there are
while English and social science more students,” said Hooley.
Although the allocated Japanese
classes were up 20 percent.
Even according to Ladd, Japa - funds were distributed elsewhere,
nese has never had an overabun .they officially did not go outside
dance of students in the five years of the department.
Now that the class has been
the class has been offered.
Hooley blames the low en officially cancelled, Hooley says
rollment on the demands of the the department will be cutting back
“I think we’ll continue to of
Block Transfer program where
students are required to take many fer first year Japanese, but I think
general education credits where we shouldn’t offer second year,”
“sometimes, sadly enough, there commented Hooley. “ If too many
isn’t room in a student’s schedule foreign language classes get too
for two years of foreign language- small, we have to prune whether
-but there is room for one year,” we like to or not.
“I didn’t single out that class;
said Hooley. “The block transfers
are pushing a lot of students into it’s just that it was so small. I had
humanities, social sciences, speech, to do something,” Hooley said.
“What I really hate was stranding
and writing.”
“What we did was make an those students in the middle pf
economic decision and shifted the theyear. I’d love to offer Japanese
money to other areas (English and II, but I can’t do it for three stu
dents.”
Staff wins awards
Two members of The Clacka
mas Print won awards at the
CCOS AC Newspaper competition
held at Mt Hood Community
College last weekend which fea
tured community colleges from
around the state.
Clackamas Print Editor Jim
Titus won an award of merit for an
editorial on the smoking ban, and
a first place award for a column on
a 1985 plane crash in Newfound
land.
Titus also was co-winner along
with Feature Editor Angela Wilson
for a news story which they wrote
on a smoking protest which took
place in President Keyser’s office.
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Dr. Doob: is he doomed?
Continued from Page One
■
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inches
L
a’
b
■
1
39.12
13.24
15.07
“If students want activities in
the mall they should be allowed to
have them. But they should re
member that people are trying to
get work done in the offices in the
Community Center,” Laferriere
said.
Noise level readings taken
earlier this month by Debbie Baker,
director of Student Activities, show
that there is about a ten decibel
difference between normal noise
levels and the level of activities in
the Community Center.
According to a memo from
Baker, the noise level in the main
mall at 10 a.m. was 60-65decibels.
A reading taken in the same loca
tion during a performance by “Dr.
Doob” in the Fireside Lounge
showed noise levels at 70-75 deci
bels. Readings taken at 10 a.m. in
the testing room showed a level of
35-40 decibels. The testing rooms
noise level increased to 40-45
decibels during Dr. Doob’s per
formance.
9
65.43
18.11
18.72
3
49.87
-4.34
-22.29
4
44.26
-13.80
22.85
5
55.56
9.82
-24.49
D50 Illuminant, 2 degree observer
6
70.82
-33.43
-0.35
7
63.51
34.26
59.60
8
39.92
11.81
-46.07
Density
9
52.24
48.55
18.51
10
97.06
-0.40
1.13
11(A)
92.02
-0.60
0.23
12
87.34
-0.75
0.21
13
82.14
-1.06
0.43
14
72.06
-1.19
0.28
15
62.15
-1.07
0.19
0.04
0.09
0.15
0.22
0.36
0.51
9