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CapitalPress.com
Friday, December 31, 2021
Harvest Capital Company helps clients with big picture
By BRENNA WIEGAND
For the Capital Press
Harvest Capital Compa-
ny is the Title Sponsor
of the 2022 Northwest
Ag Show. Find them at
Booth 415.
Harvest Capital Company leaders visit with Andy Root, a hay and cattle producer in Eastern Oregon. Pictured, left
to right, are Brian Field, Andy Root and Royce Ann Simmons.
and success for our fam-
ily farms and ranches scat-
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“The trusted brand for over 75 years”
west,” Field said. “We
want to enhance and add to
that picture, and we do that
through very intense plan-
ning that involves our cus-
tomer’s agricultural real
estate finances, and quite
often, their entire structure
into the future.
“We get involved in all
aspects of assisting our cus-
tomers with whatever their
needs are, but at the base
we are commercial agricul-
tural real estate lenders,”
Field said. “That’s the one
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thing we do, we do it with
passion for our producers
and our industry and we
don’t miss very often.”
A common mistake
Field and his team encoun-
ter are farmers who have
“all their financial eggs in
one basket.”
“If you’ve got two
farms and they’re 40 miles
apart, throwing those farms
into the same mortgage is
not beneficial to the fam-
ily operation,” Field said.
“Separating them gives
farmers leverage on their
terms rather than on the
dictated terms of their
lender.
“Farmers, ranchers and
agribusiness people accept
special risks and face very
specialized
challenges,”
he said. “In order to meet
those challenges, they will
need the most advanced
credit services and presen-
tation techniques available,
and we provide the tools,
ability and experience
today to help them finance
tomorrow’s agriculture.
“What happens if the
neighbor’s place comes
up for sale?” Field said.
“You need to be struc-
tured appropriately to refi-
nance and get that place
bought rather than have
a prepayment penalty in
your face as you’re try-
ing to take advantage of an
opportunity.”
Establishing a level
of liquidity makes farm-
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Harvest Capital Com-
pany was founded in 1992
by Brian Field as a way
to serve agriculture and
the business of real estate
finance.
Since then, the Canby,
Ore., company has grown
into one of the largest inde-
pendent commercial agri-
cultural real estate lenders
in the Northwest.
“Harvest Capital is
a
boots-on-the-ground
lender,” Field said. “We are
intimately and integrally
involved with each one of
our borrowers through the
experience of structuring
their operation with long-
term financing, from start
to finish.
“It’s not just about
money to us; it’s an ingre-
dient for the stabilization
of balance sheet structure
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ers and ranchers nimble
enough to take advantage
of such opportunities while
successfully
navigating
whatever Mother Nature
dishes out that year.
The Harvest Capital
team is familiar with the
unique challenges of the
ag industry, being primar-
ily composed of people
who grew up on farms or
ranches, including many
past FFA officers.
The National FFA Orga-
nization honored Har-
vest Capital for its unfail-
ing support last October
when it awarded the com-
pany with its Distinguished
Service Citation at FFA’s
national convention and
expo in Indianapolis.
“FFA students are part
of the future of Ameri-
can agriculture, something
the public should be aware
of and be sure to sup-
port,” Field said. “Trades
are what make this nation
tick and agriculture and the
FFA are the cream of the
crop.”
FFA’s ag-based educa-
tion, emphasizing leader-
ship and personal growth
skills, has produced some
great Harvest Capital
employees, he said.
In the coming year, Har-
vest Capital will be looking
for a few new team mem-
bers to join its ranks, and
an agricultural background
will be a key component in
the search.
“We’re looking for peo-
ple to join us,” Field said.
“It’s not just a job; it is a
choice to serve the indus-
try of agriculture through-
out your career.”