2 CapitalPress.com Friday, May 7, 2021 Ag Education 6 myths about the cost of college PNW yield gap highest in nation gon off ers state aid for eligi- ble students who complete the ORSAA, and many schol- arships don’t require U.S. citizenship. Not low-income? The fed- eral government has a formula that determines the amount your family is expected to contribute to your college costs. Any costs above that have a chance to be covered by fi nancial aid. Plus, there are a few sources of fi nan- cial aid that are not need-based such as the unsubsidized Staf- ford loan and PLUS loan. Oregon Goes to College One of the biggest con- cerns about college is the cost and how to pay for it. Don’t be fooled by these common myths! Myth: College is unaff ordable. You can pay for college — in fact, most students don’t pay full price, so don’t rule out a col- lege simply because of the cost. Students and families can use a Net Price Calculator to get an estimate of what they will actu- ally pay after including some types of fi nancial aid. Most students pay for col- lege in a variety of ways includ- ing fi nancial aid, earnings from part-time or full-time jobs, sav- ings and money from parents and family. for help! Ask a counselor or teacher, attend an event or fi nd support online. Myth: It’s too late to save money for college. It’s never too early or too late to save money for college! There are even special savings accounts just for paying for college. Any amount you and your family are able to save will help and likely won’t aff ect how much fi nancial aid you receive. Here’s why: Under the federal fi nancial aid formula, what mat- ters most is the parents’ income. Savings typically have little impact in the government cal- culation of Expected Family Contribution. Myth: The cost of college only includes tuition. College costs can include tuition and fees, room and board, books and supplies, personal expenses, and trans- portation. Most colleges also require students to have health insurance. Consider all of these costs when choosing a college. Com- pare fi nancial aid off ers care- fully, and create a monthly bud- get based on your projected needs. Myth: I can’t get fi nancial aid. Everyone can get fi nancial aid. The FAFSA and ORSAA forms are free, so there’s no rea- son not to apply. No matter your circumstance, you will be eligi- ble for some type of fi nancial aid (grants, scholarships, work- study and/or loans) to help pay for college. Part-time student? Federal fi nancial aid is available for stu- dents who attend at least half time. Older sibling in college that didn’t get aid? The number of family members in college make a diff erence on fi nancial aid packages. Undocumented? Ore- Myth: I should avoid taking out student loans—I don’t want to be in debt! Despite the horror stories you often hear in the media, just 54% of 2019 graduates of Ore- gon 4-year colleges had student loan debt, with an average debt load of $27,542. That said, it’s important to understand student loans so you can borrow responsibly. In general, federal loans are better than private loans, and subsidized are better than unsubsidized. Parent loans should be a last resort. Build a budget fi rst and accept only what you need. You don’t have to borrow the full amount off ered to you in your fi nancial aid package. Myth: It’s hard to apply for aid. When students and fami- lies gather all their informa- tion ahead of time, fi lling out the FAFSA or ORSAA usually takes less than an hour. Scholarship applications can vary in length. Work on them a few hours a week and you could earn thousands of dollars for college. Don’t be afraid to ask 4 conversations families should have about college social and fi nancial factors to consider when choosing what schools to apply to or attend. What would be your per- fect college? Are you inter- ested in going to a big or small school? Close to home or far away? How will you get there? Oregon Goes to College College Expectations Students are more likely to be successful with family support. These four conver- sations will help put every- one on the same page. Parents and family expecta- tions play a big role in whether a student decides to attend col- lege. Families can remind stu- dents of their expectations that they will continue their educa- tion after high school. Education after high school is important. What expecta- tions do you have for yourself? Future Goals Students should share their aspirations with fam- ily members, who can help encourage them and keep them on track to follow their dreams. What do you imagine yourself doing in 10 years? Financial Have a conversation about the costs of college and how to pay. Get an estimate of your family’s contribution using net price calculators and the FAFSA4Caster. College Preferences Students and families should discuss the academic, COLFAX, Wash. — Recent research points toward unre- alized grains per head and low grain weight as the great- est potential yield loss among wheat crops in the Pacifi c Northwest. The health and via- bility of the fl ag leaf is the con- duit to extending the grain fi ll period and increasing weight per grain. “The ‘stay green,’ or longev- ity, of the fl ag leaf contributes more to yield than any other photosynthetic trait associated with wheat by prolonging the length of time focused on grain fi lling,” explains Cat Salois, Director of Research and Tech- nology for The McGregor Company. “On average, in the Pacifi c Northwest, 4 bushels per day are lost for each day grain fi ll is cut short.” For the past 3 years, Salois has been an active contributor to the Maximum Wheat Yield Project (MWYP), an interna- tional collaborative research initiative examining the gaps between current yield and potential yield in the Pacifi c Northwest (PNW). The results of that research indicate that the PNW wheat crop consistently lags behind other high yield- ing regions in two critical yield building functions — grains per head and weight per grain. Additionally, the defi cit from these yield components is driv- ing the PNW to have the largest yield gap in the nation — a gap which Salois aims to fi ll. “In the environment of the Pacifi c Northwest, our great- est opportunity to close the yield gap exists by managing wheat from fl ag leaf emergence through grain fi ll, impacting 2 of the 3 yield components,” says Salois. “Increasing the grain weight by just 1 gram per thousand grains adds up to 3 bushels per acre of yield gain.” By shifting a portion of the crop inputs later into the season, Salois and her team have been able to successfully improve the health of the fl ag leaf resulting in a consistent 10% yield gain, which Salois credits to a com- bination of foliar nutrition and plant health fungicides applied at Feekes stages 9 to 10 (full fl ag leaf emergence to head emergence). “Applying a true plant health type fungicide will cause the plant to think it has a low-energy status, which then leads the plant to begin tak- ing up more carbon and nitro- gen, thus increasing photosyn- thesis beyond what would have occurred without those appli- cations and allowing the plant to grow through stresses lon- ger into the season,” explains Salois. “By reducing plant stress, and thereby reducing the ethylene gas production that signals the plant to ripen and mature, the plant is able to keep energy stores focused on yield production rather than being diverted to survival.” This performance gain is rooted in the tremendous solar radiation resources (i.e. sun- light) of the PNW. Longer days, and considerably more sunny days, equates to 25-30% greater sunlight capture than other high-yielding regions. Paired with peak sunlight availability occurring in June and overlap- ping the critical grain fi ll period, the environmental potential of the PNW is among the high- est in the United States and higher than that of the United Kingdom. In order to maximize the PNW’s immense environmen- tal potential, reduce yield losses, and close the yield gap, more intentionality must be placed on feeding the crop what it needs, when it needs it. Plant health fungicides plus the right foliar nutrition plan at fl ag leaf tim- ing aligns peak crop demands with peak nutrient availabil- ity to extend grain fi ll, leading to heavier grain and increased yields at the fi nish line. The McGregor Compa- ny’s yield management strat- egy, Yield 3DTM, focuses on bringing intentionality to each yield component throughout the entire growing season. For addi- tional information on nutritional crop inputs and propelling yield potential through grain fi ll, visit www.mcgregor.com or con- tact a McGregor Certifi ed Crop Adviser at (509) 397-4355. Finish what you start. Celebrate your FFA graduate! Capital Press is giving you the opportunity to honor your FFA senior with an affordable ad that will run in the June 11th edition. These ads will be published in a special keepsake edition to celebrate our FFA seniors in the Northwest. UP TO 4 BUSHELS ARE LOST FOR EACH DAY GRAIN FILL IS CUT SHORT. Order your ad by Thursday, May 20 at 10am (PT) For $35, the ad includes: - Name, FFA Chapter, & Hometown 1.625” 3” Call your Sales Rep Today! STUDENT’S NAME Take back your yield… Call 800-822-6789, or email adservices@capitalpress.com FROM FLAG TO FINISH ™ FFA Chapter City, State Plant health fungicides + foliar nutrition at flag leaf timing EXTEND photosynthesis and GRAIN FILL. EMPOWERING PRODUCERS OF FOOD & FIBER capitalpress.com S240437-1 S240430-1