Wednesday, November 7, 2018
❙ ✁✂✂✄☎✆✝✞✟✠✝✝ ✥❆✡
Vote by Nov. 16 for 2019
Wallowa County Chamber
Board
❊☛☞❊✌✍✌✎✏❊➋☞✑✒✓❛✔ ✘ ✔✕ ✧★✛✒✛✜✒✢★
✖❛❈✕✗✘✙✚
❈✑❛✛✜✒✢✕✣❈✕✛✛✒✢✤✒✢✒✛✦
✙✕ ✤✕✛t✔✒✙✒ ✙✑✒✛✒✛✜✒✢★✑✦
t ✜❛✔✔✕✙✣ ✦✘ ✕ ✒✣ ✢✙ ✕ ✑ ✢ ✒
✷✩✪✬✭✕❛✢✧✕✣✮✦
✢
✒✤✙
✕
✢★✳☞✑✒✧✒❛✧✔
✈✕✙ ✷✩✪✬✭✕❛✢✧✕✣✮✦
✦✘✯✦★ ✰t✳✛✳☛✕✈ ✢ ✳ ✒✤✙ ✪✱✳ ✕✢★✲
✒✢t✢✦★✒✮✦ ✢✒✤✙ ✢ ✕ ✒✤✙ ✢ ✕✢
✴ ✴ ✴ ❑❛✙ ❏✒✘✘✦✓✕✢✧♦❊✘✙
✭✢✕✕❇✒✍❛✤✒♦❏✕★✒t✑✮✦
✑✚❈❛★t✒✢
♦ ✓❛✔✔✕✖❛✵✶✕★✙✦✘✒
✮✦
✢
✒✤✙
✕
✢
❏✌❈✕✔✔✦✒✢♦ ✓❛✔✔✕✖❛✶❛❇✒✮✦
✢ ✦ ✒✤✙ ✕✘★ ✕✢
✴ ✴ ✶✒✛▲✤✭✗✢✘✒✚♦✍✗✜✔
✦
✤
✌✒✔
❛
✙
✢✒✤✙✕✢ ✔★✙✢❛t♦✏✛❛✔✔ ✭✗★✦✘✒★★
✴ ✮✦ ✏✗★❛✘✸✦
✮✦ ✭✢✦ ✢ ✧ ✒✤✙ ✯✒✙✭✢✕✖✘♦✹✒❛✔
✕✢ ✙✑✤❛✢✒✮✦✢✒✤✙✕✢
✴ ✴ ✏✑❛✘✘✕✘▲✤☛✒✢✘✒✚♦❊✧✗✤❛✙
✦✕✘
✮✦
✢
✒✤✙
✕
✢
▲✦❇✒✹❛✚✖❛✢✧♦✌✗✢❛✔✺✢✒❛✮✦
✢✒✤✙✕✢
✴ ✴ ❏✒★★✦
✒
❈✗✘✘✦
✘
✯✑❛✛♦✻❛✢✛✼✌❛✘✤✑
✮✦✢✒✤✙ ✑ ✕ ✦❛ ✢ ✓❛✢✘✕✤❇♦☞✦✛✜✒✢✼✻✕✢✒★✙✢✚
✴ ❈✚✘✙
✢✒✤✙✕✢ ♦ ✹✒✢✦✙❛✯✒✼❈✗✔✙✗✢✒
✴ ✮✦ ☛❛✘✤✚✌✗✧✯✒✢
✮✦✢✒✤✙✕✢ ✑✽❈✕✗✯✑✔❛✘♦✺✢✙★ ✮✦✢✒✤✽
✴ ❈✑✒✢✚✔☛✕✢✙
✙ ❏✒✘✘✦
✕✢ ✣✒✢❈✕✕✘✒✚♦☞✕✗✢✦★✛✮✦✢✒✤✙✕✢
✴ ✴ ✍✒✘✘✚✺✢✒✘✙
★✒✘♦✺✙
✽✶❛✢✯✒✮✦
✢✒✤✙ ★✗✢✈✒✚✽
✕✢
☞✕✈✕✙
✒
✒✔
✒
✤✙
✢
✕✘✦
✤
❛✔
✔
✚
♦✯✕✙
✕
✖✖✖✳
✕✖✙✑✒
✧✦ ✎ ✛✕✘❇✒✚
✢ ✣ ✚✕✗✕✖✘✛✗✔
✒✤✙✦✕✘★✣ ✳✤✕✛✵ ✕✢✙ ✢✵✷ ✑ ✙ ✍✾✿✌❀✷❛✘✧✣
✒★✦ ✦t✔✒ ✛ ✜✗★✦ t✔✒ ✘ ✙✖ ✒★★✒★❛★t❛✢✙✕✣
✕✽★✙ ✕ ✒ ✔ tt✢✕✤✒★★✳
✚✕✗✢✛✒✛✜✒✢★✑✦
✔ ✘✒✒✧✙✕ ❤ ✤✕✘✙ ✷✱✽ ❛✤✙
✙ ❤✱✷✷✕✢✈✦
✑✒✤✑❛✛✜✒✢✣ ✤❇✦❦ ✕ ✖❛✔ ✢❛★★✦ t ✔ ✚✕✗✖✦
★ ✕✖❛✤✕✗✘✙
✙❛✘✤✒❛✙✰❤✪✽
✚✳✕✢✯✳
❁❂❃❄❅❉❋●❍■▼◆❖■❍❉◆
P◗❘❁◗■■◆❋P◆❚❂❅◗❯◆❖❖❱◗■❍❲
❃❋❋◗❳■P❍■P❖❨
✶✺✸✌✺☛✮❊➋✶✒✖✦ ★♦✶✶❈♦❛❈✍✺❩✢✛♦
★♦✍✕✒♦▲✕✒✔✔✒✢♦
✸✗✘✧✒✢★✕✘✼✌✕✜✒✢✙
✑❛★✤✑❛✘✯✒✧✦
✙★ ✘❛✛✒✙
✕ ❈✕✘✘✒✤✙✒✧✍✢✕✽
✣✒★★✦ ✺✣ ✕ ✙✒ ✘❛✔✺✤✤✕✗✘✙
❛
✘✙
★
♦✶✶❈✳
✢✘✒❛✢✔✚ ❬✩✚✒❛✢★✦✘ ✜✗★✦✘ ✕ ✒★★❛✘✧
✘✗✛✒✢✕✗★✘❛✛✒✤✑❛✘✯✒★✧✗✒✙
✢✒✙ ✘✒✢★♦✙ ✦✢✒✽ ✑✒
✛✒✘✙
★
❛✘✧❛✧✧✦
✙
✦
✕
✘★✕✣✘✒✖t❛✢✙
✤✑❛✘✯✒✦✙★ ✘❛✛✒✣✕✢✙✑✒
✔ ❩✢✛✧✒✤✦
❛★✙✙ ✺✤✤✕✢✧✦
✦✛✒✳ ✧ ✘ ✒✧✙ ✯✙✕ ✕ ❛t✢✒★★✢✒✔
✒❛★✒✣✢✕✛✙✑✒
❩✢✛♦➇
❊
✈✒✘✙
✑
✕✗✯✑✕✗✢✘❛✛✒✑❛★✤✑❛✘✯✒✧
✕✗✢✤✕✛✛✦
✙ ✤ ✛ ✒❛✘✧✤✕✛✛✗✘✦
✒✘✙✙✕ ✕✗✙★✙❛✘✧✦ ✙✚ ✘ ★✗tt✕✢✙
✯t✢✕✣✒★✽
★✦ ✢✒✛❛✦ ✕✘❛✔★✒✢✈✦
✘★✙✑✒★❛✛✒✳➈
❭❪❫❃❲❍❳■❋●◆❖P❅❍❚◆❉❱P❱▼❍P❱◗■
❴❅◗▼❅❍❉❖
✓✺✏✹✎☛✸☞❵☛✮✳
❈ ✯❛✙ ✳➋❜✏✮✺✑❛★
✔ ✤✕✢✘♦✤✕✙
❛✗✘✤✑✒✧❛✙
✢
❛✧✒✛✦
✙
✦
✦✕✘t❛✤❇❛✯✒✣✕✢
✙
✕
✘♦✧❛✦
✢
✚
♦
✑✕✯♦★✕✢✯✑✗✛♦★✕✚✜✒❛✘
❛✘✧✖✑✒❛✙t✢✕✧✗✤✒✢★✖✑✕✑❛✈✒✜✒✒✘★✦
✯✽
✘✦ ✯✕✈✒✢✘✛✒✘✙
❩✤❛✘✙✔✚ ✦✛ ★ t❛✤✙ ✢✒★✗✔ ✒✧✜✚❛✤✙
✦
✕
✘★✕✣✣
✕
✢✒✦
✯
✘
✙✦✘✯✦✘ ✙✑✒✔ ✑✒★✒✤✕✛✽
✕★★✕✣✙✢❛✧✦✽
✙ ✛✕✧✦ ✦✕✘❛✔✒❝t✕✢✙
★
✳✍✢✕✧✗✤✒✢★✕✣✙
✯✘✗t✣
✕✢✙ ♦ ❛✧✛✦ ✑✒▲❛✢❇✒✙
✻❛✤✦ ✜✚❜✏✮✺➆
✔✦ ✙ ✙ ✦ ❛ ✒ ✙ ★✤❛✘✘✕✖★✦
✦✕ ★ ✘✍✢✕✯✢❛✛❞
▲
✻✍❡
✘ ✏✺❡ ✦★✙✒ ✳ ✢✒✧
✻❛✢✛✏✒✢✈✦
✤
✒✺✯✒✘✤✚❞
✻
❊✔✦✯✦✜✔ ★ ✒ ✤✕✛t✔
t✢✕✧✗✤✒✢★★✑✕✗✔
✧ ❛tt✔ ★ ✚ ✖✦ ❛✣ ✔ ✙✒ ✜✒ ✢
✑❛✢✈✒★✙✦
✒
✙
✒
♦❛★t❛✚✛✒✘✙
✦★ ✯ ★✗✒✧✕✘✤✒t✢✕✧✗✤✙
✦✕✘✦★ ✢✒t✕✢✙ ✑✢✕✗✯✑❏❛✘✳
✒✧✳☞✑✒
★✦ ✪✰♦✷✩✪✬✳▲✕✢✒✦
✘✽✗tt✒✢✦✕✧✣✕ ✘ ✢▲✻✍✢✗✘★✙
✢✛❛✙✦✕✘❛✘✧✦
✙✦✕✘★❛✢✒❛✈❛✦✔❛✜✔ ✣ ✒ ✕ ❛✙✖✖✖✳
✣❛✢✛✒✢★✳ ✘★✙ ✯ ✢ ✕✈✵ ✗✤✽ ✳
❢❅◆▼◗■❨❖ ❳■◆❉❴❲
◗❣❉◆■P ◗✐❱■
❅❍P◆❅◆❉❍❱
■❖❍P❅◆❋◗❅❚❲
✘✯✙ ✕✚✛✒✘✙✮✒t❛✢✙
✕ ❛t✢✒★★✢✒✔✒ ✽ ❛★✒
✣ ✛✒✘✙
✢✕✛✙ ✏✺✶❊▲➋✺✤✤✕✢✧✦
✑ ♦ ❵✢✒✯✕✘➆
✒❵✢✒✯✕✘❊✛t✔
✒ ✖❛★
❥✳ ✦✘ ❧ ✺✗✯✗★✙
t✒✢✤✒✘✙✦ ✳ ☞✑✒★✒✖✒✢✒❵✢✒✯✕✘➆
✘ ★ ✏✒t✙ ✗✘✒✛t✔
✒✛✜✒✢ ✕✚✛✒✘✙✢❛✙
♦ ✙✑✒★❛✛✒❛★
★ ✔✕✖✒★✙ ✒
✗✘✒✛t✔
✕
✚✛✒✘✙✢❛✙
✒
★★✦
✘
✤✒✤✕✛t❛✢❛✜✔
✢✒✤✕✢✧★✜✒✯❛✘✦
✘ ✪✬❬✱✳☞✑✒❜✳
✏ ✬ ✳✗✘✒✛✽
t✔ ✦✘ ✕ ✺✗✯✗★✙✙
✚✛✒✘✙✢❛✙ ✕ ❥✳ ✒ ❬ ✧✢✕tt✒✧✣
✢
✕✛❥✳
t✒✢✤✒✘✙
t✒✢✤✒✘✙✦
✘
✏✒t✙
✒
✛✜✒✢
✳
✎ ✗✘✒✛t✔
✘ ✏✒t✙ ✕✚✒✧✳❵✣✙
✒✛✜✒✢♦ ❧✩♦ ✑✕★✒♦✪✱♦
✩✩✩❵✢✒✯✕✘✦
❛
✘★✖✒✢✒
✩✩✩✑❛✧✜✒✒✘ ➇✔✕✘✯✽
✗✘✒✛t✔
✕
✚✒✧✣
✕
✢✷❬✖✒✒❇★✕✢✛✕✢✒❞
✙✒✢✛✗✘✒✛t✔ ✕ ✕ ✚✒✧✣
✚✒✧➈❡ ✕ ♦ ✢✔ ❛✘✧✱❤♦
✩ ❛✘✷❬✖✒✒❇★
✩✩✑❛✧
✜✒✒✘✗✘✒✛t✔
✒
★★✙
✑
❞➇★✑✕✢✙✽✙ ✽ ✒ ✙✒ ✢✛✗✘✒✛t✔
✕ ✕ ✚✒✧➈ ✚✒✧✖❛★♠✗✦
❡✳ ☞✑✒✘✗✛✜✒✢
✕✣★✑✕✢✙
✢✛✗✘✒✛t✔
✙✒ ✔✕✖
✑✦★ ✎✘ ✙✕ ✏✒t✙
✢✦✤❛✔ ✒ ✔✚ ✛✜✒✢
✳ ♦ ❵✢✒✯✕✘➆★ ✘✕✘✣❛✢✛t❛✚✢✕✔
✔
✒✛t✔
✕
✚✛✒✘✙✯✢✒✖✜✚❛✛✕✧✒★✙❥✩✩♥
✕
✜★✳
✑✔ ✒ ✚ ✧✦ ✯❛✦ ✘ ✘ ✔✒ ★✦ ✦★ ✘ ✗✢✒❛✘✧✑✕★t✦
✏✒t✙✒✛✜✒✢✖✒✢✒✤✕✘✽
✤✒✘✙ ♥ ▲✕✘✙
✢
❛✙
✙❛ ✘ ✔ ✒★★★✒✢✽
✦✙✚ ❞♣✬✩✩
✕ ✈✦ ✜★❡❛✘✧t✢✕✣
✒
★★✦
✕
✘❛✔❛✘✧✜✗★✦
♣❧✩✩♥ ✘ ✢✒✙ ✕✜★❡ ❛✦ ✳ ✔ ☞✑✒★✒✯❛✦
✘ ❥✩✩♥ ★✖✒✢✒✕✣
✣★✒✙
✜✚✔ ✖✑✕✔ ✤✒★❞ ✕★★✒★✦
✙
✢
❛✧✒❞
✽
✪
♦
✕
✜★❡❛✘✧
✒★❛✔✒ ✙✢❛✧✒❞✽❧✩✩♥ ➶➹ ✕✜★❡ ➹ ❰ÏÐ ✳ ❵✢✒✯✕✘➆
★ ✘✕✘✽
ÑÒ➷➮➱✃❐➹❒❮
September
The Observer
✫
Baker City Herald
Toy Store-y:
Tawny’s Toy Box opens storefront
qrs✉✇①
②r③④⑤② ❻❼❽⑦
⑥⑦⑧⑨⑩❶❷⑦❸⑧❹⑦❺
✺✣✕✢✛✒✢✜❛❇✒✢✚❛✘✧✤✕✣
✣ ✸✢❛✘✧✒✑❛★✜✒✒✘✯✦
✒✒★✑✕t✘✒❛✢✧✕✖✘✙
✕ ✈✒✘❛❞
✖✘✶❛ ✔ ✽ ✦✙✒✢❛✔❡
✘✒✖✔
✒❛★✒✕✘✔
✦✣✒ ✦✘ ✙✑✒✣✕✢✛✕✣ ✳ ✷✪
☞❛✖✘✚➆
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☞✕✚✭✕❝♦✕t✒✘✒✧❵✤✙
❛✙✪✪✩✷✓❛★✑✦
✘ ✑ ✯✙ ✒✖✦ ✕✘✺✈✒✳
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✛✦ ✜✦✤ ✘ ✚✤✔ ✙✯✢✒✒✘★✙
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✢
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✒ ❛✘✧★✔✦✤❇✽★✑✦ ✗★✑★✙
✘✚✜✕✕❇★ ✗✣ ✒✧
★t✢✒❛✧❛✛✕✘✯★✙t✔
❛✘✦ ★✦❾✒✧★✑✕tt✦
✛❛✔★ ❛✘✧❛✯✦
✢❛✣ ✳ ✣✒ ✦✘ ❛❇✦✧✽
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✯✤❛✢✙
✘ ✑ ★✦ ✙✕ ✧ ✚★❛✘✧✯❛✛✒★✙
✒❛✢✒★✑✒✔✈✒★★✙ ✕ ❛ ❛tt✒❛✔
✤❇✒✧
✖✦ ✙✕ ✎ ✙ ❛✘✚❛✯✒➋✜✕❛✢✧✯❛✛✒★❛✘✧
✰✩✩✽
t✦✒✤✒t✗❾❾✔
✒★♦✤✢❛✣✙ ★✒✙★ ✦✤ ❛✘✧ ❇✒✢
★✤✦ ✜✕✕❇★♦✏✔
✒✘✤✒❇✦
✙ ✦✘ ★ ❇✚★❛✘✧✶✦
♦✶❊✸❵✏❛✘✧★✙
✙✒★✳
➇ ❈✦✙ ✓ ✚ ❛✘✧✑❛✈✒✑❛✧❛✔
✒★✒✔✔ ❛✔✕✙✕✣✙✕✚★✦ ✙ ✕ ✒ ✙✕✣t✒✕t✔
✘ ✭✢✦ ✭❛❇✒✢
✒
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✔
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✈✒✙
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✶❛
✕✙✕✣ ✚❡♦➈
✤✗★✙ ✸✢❛✘✧✒♦✜✒✤❛✗★✒✖✒✯✒✙❛✔
✕
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✢
✕✛❜✘✦
✕
✘❈✕✗✘✙
★❛✦✧ ★✙✕✢✒✛❛✘❛✯✒✢❛✘✧✙
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✜✗✚✒✢✍❛✙
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❛t✔✒ ✦✘ ✭❛❇✒✢❈✦✙✚
✣ ✌✚✧✒✢✭✢✕✙
✕✢✘✒❛✢✔ ✕✖✘★✙
✚ ✪❥✚✒❛✢★❛★t❛✢✙✕✣
✑✒✢★✏✙❛ ✘ ✙ ✒★★✧❛✙
✦✕✘✒✢✚➋❛
✣ ✜❛✤❇✙
❛✛✦✔✚ ✕ ✽✕ ✪✬✩✪♦❛✘✧✜✕✗✯✑✙✜✚
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✙ ✦✘ ✑✒✮✕✧★✕✘➆
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✪✬✱✬✳✹✕✗★✒✧ ✔✧✽
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✕
✢✛✒✢❏✳
✦ ✗✘✙ ✘✯♦✙ ✦✔ ✑ ✪✬✬✰♦✖✑✒✘✤✗✢✢✒✘✙✕✖✘✒✢★
✒✜✗★✦✘✒★★✧✦✧✘➆✙ ★✒✔✔ ✙✕✚★
✌❛✘✧✚❛✘✧✺✛✚✮✕✧★✕✘✜✕✗✯✑✙
✙✑✒★✙ ➇✎➆✈✒✯✕✙❛✔
✕✢✒✣✢✕✛✌❛✘✧✚➆
★ t❛✢✒✘✙
★✳
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✕
✢✒✣
✢
✕✘✙❛✘✧
❛★✎✘✒✒✧✒✧✔
✒ ★❛✘✧★✙
★★❿✕✕✢❞ ❛ ★ ✙✦ t❛✤✒❡✣
✕✢
✕✣ ✖❛★✔ ❩✤✒★✗tt✔
✦
✒
✕
✘✒✢✚♦✎
✘✯✣✕✢★✕✛✒✙
✑✦✘✯✒✔★✒
✙ ★❛✦ ✕ ❩✔ ✧✳➇ ✔ ✕ ✙ ✺ ✕❇✦ ✑ ✙✙ ✒★t❛✤✒♦
➈
✌❛✘✧✚✮✕✧★✕✘
✑✒✙✦✛ ✕✚★✙ ✒♦❞✭ ✕✢✒➋✦
❛❇✒✢❈✦ ✙ ✖❛★ ✙✚❡
✧✦ ❛✘✒✒✧✙
✧✘➆✙ ✑❛✈✒❛✙
✑ ✒✧✙ ✒✤✕✛✛✗✘✦
✙ ❛✙ ✚ ✑❛✧♦★✕
✖✒✧✒✤✦
✧
✕
✯✦
✈
✒✦
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✢✚✳✺✘✧ ✳
✦ ☛✕✖♦✦
✙ ♥✗★✙★✔ ✙➆★ ✕ ✑❛✔ ✖✔✚ ✣ ✕✗✢✜✗✦
✯✢✒✖✒✈✒✢✚✚✒❛✢
✔✧ ✜✢✦ ✦✘✯✳ ✒❿✚ ➈
☞✑✒✮✕✧★✕✘✣
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✕✢✒✣✢✕✘✙✦✘ ✶❛ ✢✕✛
✸✢❛✘✧✒✔
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❈✦✙✚ ✹❛✔✔♦ ✜✗✙✒✈✒✘✙✗❛✔✔✚ ★✑✗✙✽
➀➁➂➃ ➤ ➄ ➩➝➫ ➅ ➉➊ ➳ ➌ ➤ ➄ ➟➳ ➍➎➏ ➟ ➐➑ ➵➝➢➫
➒➓ ➔➏ ➨ →➐➣➏ ➧➟ ↔↕➙➛➏
➜➝➞➟➠➡
➢
➜➤➠➥➤➦➧
➨
➩➨➟➫
➭
➠
➤➯➨➟➨➲➝➢➨➩➤➟➲➭
➸➧➨➺➤➟➻➜➼➨➫➤➠➢➫➤➧➨ ➳➢ ➟➤➞➤➯➨➟➳➟ ➥➝➽➨➧➾➳➫➠ ➝➟➲➚➝➪➧➝➟➲➨➻
✙✒✢✒✧✙ ❛✈✕✢❛✜✔
✑✒✜✗★✦ ✒ ✔✕ ✘ ✤❛✙ ✒★★✧✗✒✙
✕ ✙✑✒ ✣ ☞✑✒✦ ✕✢✛✒✢✑✕✛✒✕✣❵✢❛✘✯✒✌✑✦
✢ ✤✗✢✢✒✘✙✔✕✤❛✙✦✕✘✦✘ ✙✑✒ ✘✕
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➶➹➹ ➘➴➷➬➮➱✃❐➹❒❮
✘✯❛✘✧★✛❛✔✔ ✢✒✙❛✦✔ ★t❛✤✒✳
Do your kids a favor: Pick retirement savings over tuition
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★❛✈✦ ✒✧✗✤❛✙ ✘ ★✒✘✒✈✒✢✙
✯★✙ ✦✕✘✳❊✈✒✘❛★✤✕✔
✕ t❛✚✣ ❛tt✦ ✕✢✚✕✗✢❇✦
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✤✔✦✛✜♦✙✑ ✑ ✒✢✒❛✢✒★✙
✦✔ ✕t✙✦✕✘★✙ ✙➆★ ✕
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✒✧✙✑❛✙✚✕✗✤❛✘➆
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✦ ✔✒✘✧✒✢★✳ ✕✘➆★ ✔❛✢✯✒★✙★✙ ✔✦✒ ▲❛✒♦✕✘✒✕✣✙
✗✧✒✘✙✔✕❛✘ ✑✒
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✕ ✣✗✘✧✤✕✔✔ ✘ ✒ ✯✢✒✙
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✕✢★✤✑✕✕✔✣ ✕✚✒✢✢✒✙
✢✕✛❛✙ ✦✢✒✛✒✘✙
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✴ ✒❛✢✔ ✺✪✩t✒✢✤✒✘✙✙
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✙
✑
✧✢❛✖❛✔
★
✜✒✔
✕
✴ ✰✬à✳
✺t✕✙
✒✘✙✦❛✔ ✚ ✜✦ ✙✑ ✯ ✧✢❛✖❛✔❛★
✯✒✢✙❛❝✜✦✔
✙ ✙ ✑ ✑ ✒✚✒❛✢✕✣✖✦
✒✛✕✘✒✚✚✕✗✖✦
✙✑✧✢❛✖✦★
✤✕✗✘✙
✒
✧❛★✦
✘
✤✕✛✒✳
✴ ✚✕✗✢★❛✈✦
✶✕★★✕✣✙❛ ✘ ❝✽ ✯★✳❜✘✔
✣✢✒✒✯✢✕✖✙ ✦❇✒✙ ✑ ❛❝❛✜✔ ✕✣ ✒
✦✘✈✒★✙✛✒✘✙❛✤✤✕✗✘✙★♦✖✑✒✢✒
✚✕✗✛❛✚✑❛✈✒✙
✕ ✙ t❛✚✙ ❛✔✯❛✦ ✑ ✘ ✒✎ ★♦✒✛✽
✌✏
❛✘✘✗❛✔
✔
✚
✣
✕
✢✤❛t✦
t✔✕✚✒✢✽★ ★ t✕✘★✕✢✒✧✢✒✙
✦ ❝✽ ✢✒✛✒✘✙
❛✤✤✕✗✘✙
✤❛✘✯✢✕✖✙
❛
✣✢✒✒✳
✴ ✶✒★★✜✒✘✒❩✙✣
✢
✕✛✤✕✛t✕✗✘✧✽
✦✘✯✳❊❛✢✔✚ ✖✦✙✑✧✢❛✖❛✔
★ ✖✦✔ ✑
✒✢✕✧✒✚✕✗✢t✕✢✙
✣
✕
✔
✦
✕
➆
★
✯✢✕✖✙
t✕✙✒✘✙ ✣ ✚✕✗➆ ✦❛✔✳ ✢✒✯✕✦✘✯✙✕ ✙❛t✦✘✙✕
✭✗✙✦
✚✕✗✢✢✒✙
✦ ✔ ✢ ✒ ✒✛✒✘✙★❛✈✦
✘ ✕t✙ ✯★♦✒❝t✒✢✙
★
★❛✚✙
✑
✒➇
❛★✙✖✕✢★✙
➈
✦
✕
✘✦
★
✙
✕
✣ ✦✘ ✗ ✯✤✕✘✙
✘✧❛✌✕✙ ✢✦✜ ✑ ✗✙ ✎ ✦ ✌ ✕✘★✙ ✺✳❜✘✔ ✕ ❛❤✩✪❞
✦❇✒♠✗❛✔ ❇❡✕✢ ✦✣✚✽
✙✢❛✧✦ ✦✕ ✙ ✘★❛✢✒✘➆
✦✕✘❛✔✎✌ ✙ ✺♦✌✕✙
✑ ✎✌✺✤✕✘✙
✢✦✽
✜✗✙ ❛★❛✢✒★✗✔
✙
❛
❝✽
✒
❝✒✛t✙
✳
✭✗✙
✙♦ ✙✑✒✢✒❛✢✒❛✔ ✚ ✖✦✙ ★ ✑ ✕✣ ✧✢❛✖✽
✒✖✒✢
✢✒★✙ ❛✔★✳ ✢✦✤✙✦✕✘★✕✘✒❛✢✔
➶➹➹ áÑâÐÏÑãÑäâ➮➱✃❐➹❒❮
Airbnb landlords agree to pay San Francisco $2.25 million
ÚÜ⑦Ùú❺⑦⑧⑧ ✏❈❵➋✺✏❛✘✻✢❛✘✤✦★✤✕ ✤✕✗t✔✒
ù⑧⑧⑩❽❼ ✏✺☛✻✌✺☛❈✎
✕ t❛✚û✷✳✷✰✛✦ ✛ ✔ ✒✘✙ ✦✕✘✙ ★ ✕ ❛★✺✦ ✙✑✒✤✦ ✢✜ ✙ ✘✜✗✘✦
✚ ✣✕✢✦✔ ✙★ ✒ ✳ ✽
✯❛✔ ✑❛★❛✯✢
✔ ❈✦ ✚ ✙ ✢ ✚ ✒ ✺✙ ✘✙ ✒✒✧✙ ✦ ✙ ✘ ✕ ✯✕✗✙✪❤❛t❛✢✙
✢✘✒✚✮✒✘✘✦★ ♦✤❛✔ ✹✒✢✢✒✢❛❛✘✘✕✗✘✤✒✧
✙ ✦✛ ✑✒★✒✙ t✕✢✙ ✙ ❛ ✔ ✘✙✧✒✙
✒✛✒✘✙▲✕✘✧❛✚
✔✦✘✯✙✑✒t✒✘❛✔
✙ ✦✔ ✚ ✒ ❛✘ ✯❛✔✔✚
✒
✢✢
✒
✘✙✙
✕
✕✙
✑
✒✢★★✒✒❇✦
✘
✯✙
✕
t✢✕✣ ☞✑✒✏❛✘✻✢❛✘✤✦
✦✙ ✣✢✕✛✙✑✒✤✦✙✚ ★ ➆★ ✤✕❈✑✢✕✘✦
✑✕✗★✦✘✯✤✢✦ ✤✔✒ ★ ✢✒t✕✢✙
✦★✳ ✒✧✮❛✢✢✒✘
❛✘✧✿❛✔
✒ ★❛✘✧✦
✢✦✒ ✶✒✒❛✯✢
✒ ✦ ✒✧✙ ✯❛✙✦ ✕ ✕✘✤✕★✙
t❛✚✙✑ ★ ✒✛✕✘✒✚❛★
t✒✘❛✔
✙
✦
✒
✘
✈✒★✙
✳✺ ✛ ✘❛✙ ✛✒✧✦ ✙✕ ❛ ✢✘✒✚✣
✕✢
✙ ✢ ✑ ✒★t✕✘✧✙
✒✶✒✒★♦ ✕ ❏✕✑✘❈✳✭✢✕✖✘♦✧✦
✧
✘✕✙✦
✙
✒
✔
✚
❛✤❛✔✔ ★✒✒❇✦ ★✕✜❛✢✢
✘✯✤✕✛✛✒✘✙▲✕✘✧❛✚
✳
☞✑✒✶✒✒★✖✒✢✒❛✔
✒
✧✣
✕
✢❛✙✔
✒
❛★✙★✒✈✒✘
✚✒❛✢★✣
✢✕✛✕✣✣✒✢✦✘✯★✑✕✢✙ ★✤✕✜✗✦ ✽✙✒ ✔ ✢✛✢ ✧✦✘✯★✙ ✒✘✙ ✑ ❛ ✒✚✕✖✘✕✢
✔★ ✦✘ ❛✘✚
✕✣✙ ✛❛✘❛✯✒✳
✑✒✪❬✏❛✘✻✢❛✘✤✦
ü➄ ➤➧➳ ýþ ➭ ➊ÿ ➨➺➝➭ ➄ ➭➠ ý ➧ ➄ ➨ ➃ ➟➫ ➌ ➳ ➄ ➟➺ ➊ ➊
✻❛✤✦
✘
✯❛✘❛✤✗✙
✒
★✑✕✢✙
❛
✯✒✕✣❛✣
✣
✕
✢✧❛✜✔
✒
✑✕✗★✽
➝➟
➧
➝
➟➩➳
➢
➩➤➩➤
➯➝➟➠➼➝➢➝➺➧
➨
➨➲➫
➤
➯➝➠
➤➧
➨
➫
➼
➝➟
➳
➭
➳
➤
➟
✢✗✯✯✔✒✧✖✦ ✛ ✙✑ ✒✘✙ ✙✕✗✢✦ ★ ★✦ ★ ✘ ✙ ✤✒ ➤ ➫ ➝➯➝➧➫ ➨➟➫➢ ➝➢ ➳➧ ➟ ➟➳➫➢➻
✢ ✦ ✺✦ ✘ ✒ ✯♦✏❛✘✻✢❛✘✤✦
✘✙ ✢✜✘✜✔ ❛✔★ ✦ ❛ ✘ ✗✘✤✑✒✧✦
t✢✦✈❛✙ ★ ✒ ✤✕✑❛★★✙
✑✕✛✒★❛✘✧❛t❛✢✙
✘ ✙✑✒✤✦✙✚✳ ✢✦✤✙✔❛✖★✙✑❛✙✢✒✽ ✦✘✯✙ ☞✑✒✤✦ ✒✘❛✘✙ ✙✚ ★ ✣ ♦ ✦✢ ✦✘ ★✙★✗✒✧✙
✑✒✶✒✒★✦
✘ ✧t✒✢★✕✘♦✣
✷✩✪❤✣✕✢✒✈✦ ✢✕✛ ✤✙✽ ✦✘♥ ✹✒✢ ✗✘✤✙ ✢ ✦ ✒✢❛➆ ✕✘❛✘✧✙
★ ✕✣✣✦✤ ✕ ✒ ✕❇➇ ★❛✦ ✣ ✧ ❛✢ ✙ ✽ ✑ ✢ ✒✶✒✒★✦
✯✘✕✢✒ ✕ ✧✙ ✗★➈★✙ ✑✒ ✒t★
✏❛✘✻✢❛✘✤✦
★
✤✕✘✕✖✑❛★★✙
✤✔
✗
✧✦
✘
✯❛✧✦
★
❛✜✔
✒
✒❛✤✑✦
✘
✯♦✧✒✈✦
♠✗✦ ★✦✙✒ ✢ ★★✗✤✑❛★✺✦
✒t✒✕t✔✒ ✢✒✘✙ ✢✜✘✜❛✘✧✹✕✛✒✺✖❛✚✵
✦✘✯✙✑✒✦✢ ✑✕✛✒★✙✑✢✕✗✯✑✕✘✔
✦ ✕ ✘✒ ✕✘✒✕✣✙
✑ ☞ ✒✦ ✑✒✶✒✒★★✒✙
✢ t✢✕t✒✢✙✦✒ ✙ ★✙ ✔✒✧✙ ✕ ✢✒✘✙✙
✑✒★t❛✤✒★✕✘
✙ ✔✕ ✕ ✘✯✽ t✢✒✙ ✙✒ ✒ ✢✛✙ ✘✧✙ ✒ ✑ ✘❛✘✙ ✒❛t❛✢✙ ★♦✦✘ ✛ ✤✔ ✒✘✙ ✗✧✦ ★ ✘ ✖✒✢✒✜✒✦
✘ ✯✗t✣
✯✢✒✘✙ ❛ ✒ ❇✒ ✧✙✕
✿
✌✭❵✙
✺✦
✢
✜✘✜✳
✑
❛✙✤❛★✒✣
✕
✢û✷❬✱♦
✩
✩✩
✯✧✢❛✖✦
✘
✑✒✗✘✦✙ ❛✙✔ ✑❛✘✬✩✧❛✚★✧✗✢✦
✒❛★✙✷❬✰✘✦✯✑✙★ ✘ ❛✚✒❛✢❛✘✧
✒✒✧✙✕ ❛ ❛✘✦ ✔★ ✦✘ ✘ ✙ ♥✗ ✑ ✘✤✙ ✒✦✢ ✦ ✪❬t✢✕t✒✢✙
✕✘❛✯❛✦✘★✙✣ ✦✒ ✗ ★✳ ✢✙✑✒✢ ❛✙ ✔✒❛★✒★❛✘✧t✢
✢ ✔✦ ✒ ✈ ✘✙✦ ✒✦✘ ✙ ✙ ✘✕✛✕✢✒✙
✯✙✑❛✙✙✦✛✒✳ ❛✘✧❛✯✢
✈❛✤❛✙✦✕✘✢✒✘✙
✒★✖✒✢✒✙✑✒✦ ✒ ✢ ✙✒ ✙ ✘✧✦ ✒✘❛✘✙ ✘✯✣ ★✳ ✢✦✒✘✧★♦✣❛✛✦✔✚ ❛✘✧❛★★✕✤✦✽
At what age can you ignore your credit score?
☛❊✓Ý❵✌❑➋✺✙★✕✛✒t✕✦
✘✙♦
✒✢★❛✘✧✢✒✘✙
✒✢★t✕✔ ✕ t✕✕✢✤✢✒✧✦
✦✤✦✒★✳✺✧✢✕t ✙ ✤❛✘ ✤✢✒✧✦
✜✒★✙✧✒❛✔ ✙✳ ▲❛✘✚✒✛t✔
★ ✣✕✢✙✑✕★✒✖✦ ✕✚✒✢★✤✑✒✤❇
✙✑ ✙✑✒✜✒★✙
✚✕✗➆ ✘❛✘✤✒✚✕✗✢✔
✔ ✜✗✚✚✕✗✢✔ ❛★✙✛✕✢✙
❛★✙✤❛✢❛✘✧✢✒❩✽
✣
✢
✕✛✒❝✤✒✔
✔
✒
✘✙✙
✯❛✯✒✳✏✗✢✒✔
✚
✛✕✢✒✙ ✗ ✑ ✛★✦ ❛✘✙ ✘ ✢✦ ★✕✛✒★✙
t✔✒ ✑✕✛✒✕✖✘✒✢★➆
✤✢✒✧✦
✙ ✢✒t✕✢✙ ✧ ★ ✚✕✗✖❛✘✙✙
♦✖✑✦✤✑✤✕✗✔ ✕ ✧ ✖✕✢❇ ✜✒❛✘
✙ ❛✜✕✗✙✚✕✗✢✤✢✒✧✦
✑✒✘✚✕✗✤❛✘★✙✕ ✙ t✖✕✢✢✚✦
✘
✯
t✢✒✛✦
❛
✙
✒
★✳❈✢✒✧✦
✙
✦
★
★✗✒★✑✕✗✔
★✤✕✢✒★✳
✤❛✘✑❛✈✒❛✜✦
✯✯✒✢✦ ✗✛★✙ ✛t❛✤✙✕✘❛✗✙
✕ ✕✢✢✒✙
✗ ✒ ✢✘✙ ★❛✘✧✔ ✕ ✖✕✢❇✦
✘ ✢✧★❛✔
✢✒✙✦✢✒✛✒✘✙
✳ ✽
✓✒✔
✔
♦
✘✕✙✢✒❛✔
✔
✚
♦❛✔
✙
✑
✕✗✯✑✙
✑
✒✢✒
✢✕✖✛✕✘✒✚
✳
✦
✘
★✗✢❛✘✤✒t✢✒✛✦
✑
❛✘❛✘✚
❜✙
✦
✔
✦
✙
✦
❛
✘✧✔
✕
★
✕✙
✚
t✦
❛✢✒★✦
✙✗ ✘➆ ❛✙ ✙ ✦ ✜✒❛✘✚✕✘✒➆
✕✘★✖✑✒✘✤✢✒✧✦
✙ ✘ ★✤✕✢✒★ ✤✑✒✤❇✦ ✶✒✘✧✒✢★❛✢✒✘➆
✙ ✙✑ ✙ ✒✕✘✔ ✳ ▲✕★✙✦ ✚ ✕✘✒★ ✘★✗✢✽ ✕✙ ✧✢✦ ✑ ✈ ✒✢✣ ✦✘✯✢✒✤✕✢✧♦❛✤✤✕✢✧✦
❛✤✙✕✢♦ ✦✘✤✔✗✧✦✘✯★✕✛✒✕✘✒➆
★ ✤❛✔ ✛✦✯ ✔✚ ✑✙✜✒✤✕✛✒❛✘✦
✤✑✒✤❇✤✢✒✧✦✙ ★✤✕✢✒★♦✖✑✦
✤✑
★✑✕✗✔
✧
★
✛❛✦
✘
✯✚✕✗✢✤✢✒✧✦
✘
✯✙
✕
★
★✗✒✦
✣
✚✕✗
✤✕✘✤✒✢✘✳
✒✢★✗★✒✤✢✒✧✦
✙✽✜❛★✒✧✦ ✘✣✕ ✘ ✢✛❛✙ ★✗✢❛✘✤✒ ✦✕✘ ❛✘✦ ✌✒t✕✢✙ ✘✈✒★✙ ★✳ ✦✯❛✙✦✕✘✜✚❈✕✘★✗✛✒✢ ✔ ✛✕✈✒✳✏✒✘✦
✕✢✑✕✗★✦ ✦✘✗✦✘ ✘ ✯✤❛✢✒
✯♦❛★★✦★✙✒✧
✶✒✙
➆
★
★✙
❛
✢✙✖✦
✙
✑
★✕✛✒✢✒❛★✕✘★
★✤✕✢✒★♦✖✑✦
✤
✑✗★✒✦
✦
✈
✦
✘
✯❛✘✧✤✕✘✙
✖✑✚✤✢✒✧✦
✙ ★✤✕✢✒★★✙✦ ✙ ✔ t✔ ✛❛✙ ❛✘✙ ✙ ✕ ✒✢ ✜✕✢✽ ♦ t✢✒✛✦
✣✢✕✛✤✢✒✧✦ ✗✛★✣ ✙ ✕ ✢✒t✕✢✙
✙✕ ✑✒✔t ★✒✙ ✤✕✛t❛✘✦
☞✑❛✙➆★ ✒ ✘✕✙❛✔
✳ ❈✒✔✔t✑✕✘✒ ✑✒✦✢ ✢✒✙✦✢✒✛✒✘✙✤✕✛✛✗✘✦✙✦✒★❛✔★✕
✒✈✒✘✖✑✒✘✚✕✗✧✕✘➆
✢❛✗✙✕ ★ ♦✑✕✛✒✕✖✘✽
★✕✣✙✒ ✔ ✘✢✒★✒✢✈✒✙
❡ ✇
❆✆ ❛
♦ ✟✹
r
r
r
②✝ r
✈✁ ✂✄ ☎
✞
❆ ✠ ✠♦
◆✡☛☞
❲✌✍✍✡✎
▲✏✑ ✒✓✔❚❖✕
❙✖✖ ❈✗✘✙✚✛ ✴ ✜✢✣✖ ✤✥