T H E ST. H ELEN S M IST. FRID A Y. JUNK ». I » " THE ST. HELENS MIST Issue«) Kvery F rid a y by THK M IS T P U B IJ8 H IN G COM PAN Y . 8 C. M O R T O N ..................................E d ito r 8 V B C R IP T IO N R A T K 8 One Y e a r ............................................ $ 2 .0 0 Bis M o n th » ................................................... 26 E n te re d as J a n u a r y 10th, at St Helen», of M arch 3rd, »eccnd-class mattor. 1 9 1 2 , at the P o sto ffice OreKon, under the act 1 8 79. COUNTY O F F I C I A I . P A P E R M ember National E d ito rial A ssocia tion and Oregon S t a t e E d ito rial Association. TOO MUCH IN S U R A N C E . A crim inal case tried in the c ir cuit court last week developed the fact t h a t an in surance agent had over-insured a house and its con tents. T h e house was destroyed by fire. Indisputable evidence was in troduced as to the over-in surance o f the tiouse and its contents and it was argued t h a t this might have been the reason for the fire. Undoubt edly t h e re were strong reasons for such conclusions a«.u by their ver dict of guilty, the ju ry must have been convinced of this Unless it be a great con fla gration lik e which occurred in San F r a n c is co, it is not tlie insurance companies who lose when a fire occurs. It is the man who c arrie s fire insurance, because he pays a premium based on the risks. T h e more often fire o c curs in a town, the more likely it is that the in surance rates will be raised, so it is " J o n e s who pays the f r e i g h t .” It is un necessary to go fu rthe r than St. Helens to e stablish this fact, for several years ago there was an " e p id e m ic ” of fires in a certain sec tion of the city. In each case it was proven th a t the destroyed property was over-in sured and in several cases, it was shown that insurance agen ts had insured the property without having made an investiga tion. thu s placing te m p tatio n be fore those who were willing to "se ll out to the insurance c o m p an ie s.” If this " e p id e m i c " had not Deeu stoppe i the insurance rates in St. Helens would have been increased and thus the man who carried in surance as a protectio n would have been payin ? his proportion of the cost of prop erty burned in order to obtain i n s u r ance. An insurance agent owes it to the company he re presents and to his neighbors to investigate a risk before placing insurance for in most in stances the neighbor does not wish i c see his property go up in smoke becau se some one nearby wishes to sell out to the insurance company. In some s ta te s , so we a re In form ed, there are laws which com pel the insured to have a tag in some conspicuous place on his residence showing the am ount o f insurance carried. T h e re is no such law in Oregon, but in the ab sen ce of such in surance age n ts can help to lessen the nu m b er of f i r e * oy refu sing to insure property for more than it is worth. THE » M IN E SE . ployers, because the possession of a home is evidence of c h a r a c t e r and It is a fact and one uot generally probable perm anence and employers known in this country as it ought do hate contin ual turno v er o f w o rk to be, t h a t in the m atte r ot honesty ers. the Chinese are the greatest peoph Kvery western s ta te should en iu the world. XX e may d etesi then cou rag e the hoiuebikilding move custom s iu o th e r respects, but we a t e ment us it means development of our bound lo concede t h e ir h o n e s t), a i m great payroll industries such as lum them houesly is uol a principle but bering. mining und transportation. a policy, a fixed trait. ----------------* ---------------- They are honest, not from a moral T H E T K I.E IM IO N E G I R L . standpoint, hut because Hiey hum If you were a telephone girl and learned thro u gn thousands of years that honesty pa>s— in prosperity as stond at a switchboard in a rush hour and if someone took tlie tele well as in happiness. This is som ething the young civ phone o ff the hook when there wore ilisation ot the white man should forty o th e r people doing the same tiling within a minute and if that learu from the ancient east. Confucius, philosopher of ' action person having waited ten seconds and re a c tio n ." made the Chinese should ask you if you were asleep, honest by his advice, "H o uol unto liow would you like it? If you were a telephone girl and others that you would not have them you had eighteen telephone wires do uuto you." The white man, in his tra nsactions with plugs at the ends iuserted iu c o n nectio ns to enable is constantly looking for dishonesty, eighteen to punish it. The Chinese c o n sta n t thirty-six people to talk, and th e re were seven of these close t o g lh e r ly watch tor honesty, to reward it. One reason we have so much t r i c k and a couple of people hung up ery and thievery iu our white civi their phones and you pulled out of lization is that we do not reward hon llie maze the wrong wire and cut esty with the same e nthusiasm tiiat two people o ff from * talking, would we’ inflict punishment lor steultiig you think it fair if e ith e r of tlie vic T h e white race will grow wiser as it tims swore a little and as ked you if you were out late Iasi n igh t? m atu res mentally. If you were at the switchbourd In China, heirs inherit a mail s debts as well as U>s property. If a and some one asked for a c o n n e c mau steals or d efaults payment. Ins tion and the person desired did uot nearest relative, iu order, have to answer the telephone, und if the party calling rattle d the receiv er m ake good. W ith a system like that. Chinese rapidly, in stead of slowly us he fath e rs and mothers are decidedly should, und the rattlin g of the careful to raise their child ren in tne phone hook did uol re g iste r iu the patlt of righteousness. It is uot a office, und If afte r a while he did bad system, for it makes Chinese so get into com m unication with you, cial and economic life revolve around would you like him to usk you if the home The code )s, honor fa th you thought you were e njo y in g a pink tea? er and respect obligations. It would, no doubt, do us all good We can with profit learu some things from the Chinese— this lesson to put ourselves in the o th e r per of honesty among p th e rs — no mal ter son's place whenever we a r e In how f a r we may think* ourselves clined to find fault with public s e r vice. Has, electric light, trolley ahead of them. car, tele ph one; It is all the s am e ! ----------------* ---------------- T h e employees ije nerally do their OWN Y O U R OWN HOME. work as well as they can.— M an All over the country home build chester t N 11- Mirror and A m eri ing activ ity is very pronounced. T his can. is about the best sign there is. f ur ious form s of com munity houses are ADD XNOTHEK M \\ \ G E R . doubtless a necessity and are being Taxpayers of St Helens are talk-1 provided, but the independent f a m ing as to the employm ent of a city ily home is the ideal. Homes are built not for profit, but m anager, one who will render effi-| It is a for com fort. Should you ever wish c ie m service to the town. to sell you may m ak e or lose money. good idea and T h e Mist gives its It depneds largely on the size of the hearty endorsem ent to such idea, lot. The laud is fairly sure to a p provideil a feasible plan Is worked W hile impossible to add such precia te in value. Depreciation of out. the house is inevitable. But it dues am en dm en t to the school law, we not greatly matter. We do not wish would respectfully suggest that a to com m ercialize our homes. They "scho o l m a n ag e r” would he a good promote comfort- They increase lib Investment, that Is, If the conduct of erty. They cre a te self respect. Tltey the city's schools for the coming j stabilize c h a ra c te r , says the San year will he anything like it was! during the year ju st passed. F ran cisco c h ro n ic le . A BESSON FR O M Especially is it desirable that manual workers own their own homes. T h e personal results and social effe cts are the sam e to them as to others. T h e re is the a d d 'd advantage that when work is scarce they are invaribly preferred by em-i E X C U S IN G M B. lO U D 'H "ItlN K .” over to the government as repre sen tin g his war earnings Maybe Mrs. Jo sc p h e u s Hamels might help locate it. for. according to her pub llsheil story or her history making din ner parties it was at one of them that Henry, donning his host Nath an Hale pose, so that no one more than a bluok away could hear him, " M is te r 1’ resldcnt, my only regret Is that 1 have but one Ford plant to give my country " Seriously though, twenty nine million dollars Is a tidy sum of money, and if Henry grabbed o ff that much on the representation that he was going to turn It buck to the government, by all menus the federal agents should apply tin' screws and get the money Ft Wayne t Ititi. > News Sentinel We have a complete line in four different patterns Alsu a line of Glassware. T U M BLER S. W A T ER S E T S . b u l l e l fut 126.6 i> poiinda ii A gnu J’lari'u A (lllll wlth BER R Y S E T S, ETC. 0 2. 71 Anliker. wlth 214 COME IN AND S E E TH EM ptdiliil» u Masonic Huiklin# Nice Lunch we will be glad to serve you Prompt service, reasonable prices. You will be pleased with our Soda Fountain service. Soft drinks in bottles or at the fountain 5c. BRICK ICE CREAM The h horda ov< io J C. i euwa iu pllUllda »1 hutterfai for barda It. Anillo liulalelu uveriigii i und 6U 9 Til« 37 UlOUth pri pounda uf bulterfat duela» 4 n terful, wai The »am almud up tlie flr«' of up repre- »• airea and * of the co» bíx breeder of tile ua.»** St. Helens, Oregon Have You an Opportunity Fund? Have you a fund deposited in a safe place, drawing in ia llie o f 11 terest and always available, with which you can seize i r an opportunity if one is presented to you? This hank is a safe place for opportunity funds. A apfuy I piiundü lo laxe of le Iriea la m*< are prevalí I neceaaary li I lier aurino* hermine If i leonfiderahii line ibe ne» Look around you and see the men who make money because they have money. We have brick ice cream on Saturdays and Sundays. Chocolates received every week. Start an Opportunity Fund Today. I alud-like he FIRST NATIONAL BANK (careful ex« I » III »how i* («pillar. rat I.'»mm NT. H E L E N S , O REGO N M*>mb»r F e d e r a l Iteaerve S4yat**m CHAH. GRAHAM. i ’rraid cn t It. A. d i l l . D M . Ca.l.ler M a s o n ’s Rutherford Building St. St. Helens Now that a half mtiiiun has been Columbia voted to prosecute war profiteers, we may be able to dig up that $'29,- 0 0 0 , 0 0 0 which Henry Ford vain-1 gloriously announced he had turned | I". I - 1 I l.i »A NS. IN H IB A M E . RONDH, I sdutti.« r INVESTMENTS Corrosiv* X ND < ON \ EX A N4 'EM. (that ta, I u iter--appi » alf cup aim Ira j * * f i* •• * lire effei i . »*>:■ Thr*. <1» at 1« i H OUSES 6 -B o m atrlctly modern and tw o c ho ice gurden lota on pavement, choice location, fru it, c h ick en lioiiae. barn, e t c . only $2100 00 4 Itooni a and two e x t r a c ho ice null Iota, plenty of hearing fruit, clone to pavement and cloae In, a anap at $181)0 '* Boom modern, garage, fru it, chick en park anil bouae 3 good ■ ill Iota, very aelect lo cation, clon» in, all for $3600 Will take car In purl payment. FARMS 17 Acre» 6 aerea under plow, hulixnce euay to elaur, only I mil* out aet hulldlnga. fru it, good road, a dandy h**®« for some one, only $ 2 0 0 0 . euay tarma. *0 A* r« Farm fully atocked and equipped In Warren eoctlon. one of the b«at buy» In thla c o u n try at $0000 13 Acre» all clear, fine get of bulldlnga creek, on pavement, extra choice land. 10 inilea from i'o rllu nd , a bargain at $7500 RUTHERFORD REALTY CO. Phones — Office 123 — Residence 38-J and 74-W BACK BAST Round Trip Fares At the telephone when you ask for “Long Distance’’ you are on the magic carpet of today. A wish ex pressed and your voice is where you desire to send it. In this service distance is elimi nated and inconvenience is avoid ed. The answer is prompt and time and money are saved. For detailed information as to rates and classes of service avail able consult the telephone direc tory, or call the “Long Distance” operator. Every Bell telephone is a Long Distance station. LO W EST FOR YEARS DAILY MAY 25 TO AUGUST 31 —BY T H E — Spokane, Portland & Seattle Ry* £ M1? " U ........................................ B a l t i m o r e .......................... $ 1 4 1 .6 0 ................................ ... . B uffalo ............................. $ 1 2 0 . 1 6 . ........................... * k0.no í<.1ln,:' n' ,“ ,1 ........................ $ 1 0 6 30 Cleveland ...........................$ I O k 60 * nv« r 1 ................................ $ 44 00 «» M o i n a . ........................ $ n 66 ................................. $ 1 0 6 65 I n d i a n a p o l i s ......................j 99 26 Knnaau c i t y ................... $ ¡ ¿ 00 I.oulavllle , Meinphl» . . . M ilw au kee . . Mitinea polla N aalivllle . . New O rleans New Y o rk . . . O m ah a ........... I’ h l l a d e l p h l a ................ I'll tahurgh Ht. I,ou la . W ash in gto n $100 »I* I 04 01 I 6. SS I 710» »100 0« »101»* $1 47 45 $ 7 J ** $144»» $ 01 »» 0141** I hese are the same fares as from Portland, so a **v ing is made by buying tickets at this station. Return limit October 31. Choice of routes in e*ch 'lirection, also liberal stopover arrangements. T he Pacific Telephone And Teleg rapii Company Additional details, train schedules, sleeping c*r *r rangements, etc., will he supplied on application. J. R. G ILB Y , Agent S. P. & S. Ry., St. Helens, Orego** i ' li*. Weekly Offerings of the RUTHERFORD REALTY CO. Ill V I\ | .S , The Magic Carpet P' Gardo, i 12. A . R O S S IF YOU L IK E A Fresh Accnr. Widow». i uw Te* gruth* J*1 Culto of sold in sets or out of stock—prices right. i f you have not attended any of the Chautauqua entertainments you tire missing something worth whll * Go tonight, tomorrow night and Sun day night You will enjoy the e x c e l lent nu mber» on the p r o g r a m _____ HE W AS TH E PUP. He was only a pup. B u t even though he was only a pup, he had wormed his way into the h e a rts o f many friend s. ’ He r e ceived caresses such as many a human m ight envy. He could not talk . His mental equipment was most modest: He knew which hand to lick and which to bite. T h e little tot he loved could pull a bone from between his teeth while one who threatened the wel fare of that little tot found that the teeth were sharp. He could not talk but he could wag his tail and t h a t expressed more and to a b e tte r purpose than many who wag t h e ir tongues. He could not mouth honeyed phrases, but he was satisfie d to lick the hands of those he loved. His wants were few. A few crum bs from the table, and a gunny-sack, perh aps under the bed of his little m aster, seemed a mulitude of kind nesses. His business on e a rt h was small. To romp and play with little tots; to race with o th e r dogs and guard the l it t l e ones he loved were about the only things there were for him to do, but he did these things b etter than many humans who seem to have little to do. He did not have a train in g in e t i q u e tte ; he did not know it was c o n sidered not good form to pick up article s of food thrown on v acant lots. He did not know that they m ight contain poison, thrown there by unfriendly ones who wished to remove him from the circle of his friends One day his little m as te r missed him ; he searched for him and found him He was s trug glin g in the last paroxisms of poisoning. F irs t aid was given but it was o f no avail. He looked into the m isty eyes of his little m aste r. P lainly he said, ” l'm s o rry to leave you. You have been good to me and I have tried to show my love in the only way known to a dog. P e r h a p s you can find a n o th e r dog to ta k e my place, one who will guard you as I have done, one who m ight sleep under your bed at night, as I have done, one who will as k o nly a caress now and then, one who will rom p and play with yon as I have done, but you will never find one t o love you m ore than I have. I may not be ab le to think I m ay have not traveled In the best o f society , but I nev er was so much o f a dog as to put out poison for a n o t h e r o f G od's c re atu re s . It is ab o ut all over, goodbye and good luck to you and y o u rs .’ T h e r e were m o re te a r-s ta in e d faces at th e fu n e ra l than m an y who walk with hu m an bein gs, and t h e te a rs and sobs welled from th e h e a r t s of t h e l it t l e ones robbed o f a friend th e y loved. W h o was th e pup? Dishes— Dishes 922 tk »22