Protected
Possessions
Although potentially costly, students should consider renter's insurance,
which can provide peace of mind in the event of fire, burglary or accident
BY KATY GAGNON
DAILY EMERALD FREELANCE REPORTER
Last fall, senior journalism major Stacey
McFarlane and her housemates held a
party to celebrate their roommate’s
22nd birthday. They strung decorations across
the walls, placed a tapped keg in the kitchen
closet and shielded every entry way with “no
minors allowed” signs. McFarlane and her
roommates took every precaution to throw a
safe college party. By 11 p.m., party-goers
filled the first floor and spilled onto the back
porch. Everyone was having a great time.
But McFarlane’s fun was cut short when
she realized her flat-screen computer monitor
and her entire CD collection had been stolen
during the festivities. The items amounted to
nearly a thousand dollars’ worth of property,
and because she didn’t have insurance, Mc
Farlane is still trying to replace them.
This kind of situation could happen to
anyone, as most students do not have their
belongings insured. In fact, many students
might not know renter’s insurance exists.
Education major Emily Bolles, a renter for
three years, never considered renter’s
insurance and was not even sure what the
term implied. Many student renters assume
their parents’ or landlord’s insurance will cov
er them when the unforeseen occurs. The
reality is that unless students live in the
residence halls where their parents’ insurance
will protect their items from theft or damage,
student renters are left uninsured.
As a college student on a budget, Bolles said if
she was considering renter’s insurance, “it would
depend on how much it cost.”
Renter’s insurance is fairly inexpensive. Jim
Rodeen of Jim Rodeen Insurance said $100
per year will cover everything inside a resi
dence, or up to $25,000 worth of items. This
way, for example, tenants will be covered if
their house or apartment burns down. While
a landlord’s insurance will cover the actual
building in a fire, students without renter’s
POLICY, page 12B
Two blocks from (JO
Studio, 1.2, & 3 Bdrm Apartments
• Swimming pool
• Free parking
• On site laundry
• Most with fireplace and
• Dishwasher
• Summer leases available & thru
• Great on site management!
Call about great
summer and fall rates!
, 484-9922
022439
No application fee
Call Appraisal Associates
683-9242
1780 Polk St. Ste. A
Townhouses: 1780 Polk
• 3 bed/1.5 bath • 1150 sq. ft.
• EWEB weatherized • $895/mo.
• Studio & 2 bedrooms coming available
Call for rents
• 3+ Bedroom, 2 bath, AC
All units lease to Aug. 31st, 2005
No pets please
Centennial
SELF STORAGE
5x5 through 10x20
• open 7 days weekly
• alarms in every unit
• cameras
• private gate codes
• packing supplies
S£1220
Present this coupon for a
FREE LOCK with 1st Month’s Rent
988-9313
1111 Rainbow Dr. • Springfield
(1 Mile East of Autzen Stadium)
Behind Centennial Shopping Center
Walk To Campus
Oregon Chateau
3 blocks from UO. Quiet
Eastside location, garden
courtyard. 1 & 2 bedrooms
starting at $450
14th & Alder
1,2 & 3 bdrms.
Starting at $475
Call 344-4619
022216
HOUSES, APARTMENTS!
WWW.
CAMPUS
RENTAL
.COM
STUDIOS, QUADS
Specializing in the Care of
German, Swedish
& Japanese
Automobiles.
Courtesy
Van Service
Bosch Authorized
Service
ASE Master
Certified Technicians
Since 1975
485-8226
'4681
Moving? Bring your furniture, your clothes, and
everything in your apartments to us. Well pick it up,
pack it, crate it and ship it anywhere in the world.
Free estimates and tree pickups
10% student discount
for UPS, FedEx and freight
MIOIMIk
You've got choice*!
1292 High St.
Eugene, OR 97401
Phone: 343-1313
Fax: 687-0809
£tz;
LOW SUMMER RATES!
1877 EMERALD ST.
2 BDRMS - $390/MO
• Walk to Campus
• On-site Laundry & Parking
• Reserve Now For Fall
• Fall Rates $595-$645
Questions: Call 343-6000
Showings: 683-6579
www.campusrental.com
Eugene Manor
1040 !05()Ferry Street • 484-7441
Studios, 1 & 2 bedrooms
• Water, sewer, garbage & cable included
• Close to campus
• Covered, secured bike storage
• On-site laundry
• Courtesy security service
• Limited access entry
Professionally managed by
Bennett Management Company, LLC.
GOT A STORY IDEA?