CONTRACT Continued from Page 1 resented by the federation. Rmi said. "It's been nn issue for a long time." she said I think it bad to do with cost. and certainly one per spective we heard was that as less than half-time employees. GTFs were not entitled to health insur ance. "Of course, we know that it doesn't matter if you work full, half-time or loss than half-time l\ver\ body deserves health insurance.” she said. There are a number of reasons the Uni varsity hasn't provided health insurance loC'.TKs in the past, said Steadman Upham. vice provost and dean of the graduate school. "This is not the kind of thing one jumps into without moving in the direction over a period of years," Upham said. Upman said that the level of University contri bution toward health insurance is not wholly new. because the University has been providing health insurance contributions since l'lK'i He denied that the University administration feels that ns half-time employees. GTFs are not entitled to health insurance; a State Employee Benefits Board's ruling — which prohibited state agencies from providing health insurance to part-time workers — has prevented the University from offering those benefits to GTFs. During contract negotiations. University administrators worked around the ruling through a technicality: In the new contract, the University will provide a contri bution to health insurance — instead of purchas ing the insurance — and will give the money to the union, which will purchase the health insur ance plan, he said. "The University administration values GTFs very highly — they provide nn extremely impor tant function at the U of O," he said. Beginning in January, the University will pro vide funds for GTFs to be covered under the union's health insurance plan, amounting to $30 per month of employment. They will tie given $‘K). S1H0 or $27o toward the cost of the plan, depend ing on whether they teach one. two or three acad emic terms. The agreement also will provide interest-free loans to help GTFs pay the difference between the University's contribution and the insurance pre mium i usis Teat King assistants with three-term appointments vs ill have deductions taken from their paychecks to cover the insurance premiums during the summer months, and assistants who tench fewer than three terms can use the loans toward paving for full-year coverage Medical insurance coverage through the plan will b<> mandatory during the term of employment unless a GTF provides proof of other insurance, in which case he or she w ill receive a refund from the University The plan is believed to he one of the best in the nation among similar employee groups, said Allan l.umnius, president of the federation. Most other graduate student nsscx iations only offer health insurance to teaching assistants who i an pav for it. or who work a certain percentage of full-time hours per week In contrast, the University plan offers health insurance to all members of the fed ••ration, he said Health insurance companies have said that the plan is very reasonably priced, as the union's plan is substantially below market costs. Kau said. There are drnwbai ks to the agreement, however The plan does not provide health insurance for spouses or children, and graduate teaching assis tants who want to provide coverage for their fam ilies must pav the difference between the t ost ol their premiums and their family's premiums Teaching assistants with unmarried partners must apply for an associate membership through the Union to provide coverage for their partners The contract also includes no wage increases, and some members of the federation have said they wished the plan could offer wider coverage. "Realistically, it's a modest plan We would like it to be more comprehensive." Kau said "Hut. it was originally sought because it's low-< ost, and it will fit in within the budget of an ordinary l i l t Having something is better than trv mg to afford premiums way beyond what G I Fs can afford Graduate teaching assistants earn an average of $500 per month. Lummus said. In reaching the agreement, the GTF federation had to choose whether to place a priority on receiving either a pnv raise or health insurance benefits. The union leadership decided to direct its efforts toward ri« eiving benefits, l Ipham said. LOAN Continued kom Page 1 A key aspect of the program, Wessells said, is that students will now be able to repay their loans based on their individual post-graduation earnings. Wes sells said he doesn't know how the government will implement this aspect of the program, but that it will aid students interest ed in lower-paying jobs. The program is expected to save taxpayers S4..'t billion nationally through the fiscal year 199H. Locally, the program TUESDAY s p A G H E T T I ALL YOU ' CAN EAT EVERY TUES! includes Garic Bread 11:30 am to 10pm P1ZZ* V£T£$ ITALIAN KITCHEN 2673 Willamatt* 484-0996 will disburse about $25 million in loane to-an estimated 8,500 University students every year. The IJ.S. Department of Edu cation estimates nearly 400 schools will offer direct loans by the 1994-95 school year, and by 1998-99, most schools nation wide will participate. Currently, students at the Uni versity complete financial aid applications and send them to the central processor in Iowa City, Iowa. The University then receives the information elec tronically from Iowa City and determines the students' finan clal aid eligibility if the student is eligible fur a loan, he or she receives u loan application form and must take it to a (rank, which then decides whether it wants to lend to the student A guarantee agency will then toll the bank whether it will guarantee the loan, after which the bank will send a check to the student. For the new program, a stu dent will have to fill out a single application at the University. The financial aid office will then determine the student’s eli gibility and make the award. WINTER TERM DUCK CALL HAS STARTED. • Need help planning your winter schedule? • Confused by changes in group requirements? The Office of Academic Advising can help. Counselors available for drop-in appointments 8:30-4:30, Monday-Friday I 164 Oregon Hall 346-3211 SAFE Continued from Page 1 In instant i's where partners would like to use a dam that is transparent, or if a dental dam is not available. Duekor said that Saran Wrap is a suit able substitute that conies in .1 \ arietv of colors At the forefront ol an\ safe se\ dis< ussion is the condom, which has a variety of uses besides the obvious Judith Nam.isle demonstrated that a condom i an be cut to form a dam Also, the lip of a t on dom can he plai tsl ov er a nip pit* if i uts on that area or lactation make mouth In breast contact a hazard A i ondoin is also used by lesbians who share their pen etration type se\ toys with each other, said Hunker, who demonstrated how to plat e a i ondom on sui h a tov Natnaste tail the four fin gers tiff of a latex glove, slit it along one side, resulting in n makeshift dental dam with a built-in spot to put the tongue. Another use for the ion dom is to place it over the entire hand for use in hand penetration of orifu es if there are t uts on the hand A latex glove is also good lor that purpose. Dueker said Having fun with these items, as well as communica tion about them, is essential for sex in the age ol AIDS, Dueker said She emphasized the need for a sense of humor and passed around items such as flavorful oils that i an he applied to the latex to stress tin' fun side ol safe sex Although the subjet t matter in a v be uncomfortable lor many, the 1 DMA, which host ed >i similar let tore lor men last week, believed the need to inform people on how to enjoy safe and protet ted sex outweighed the negatives Willamette University College of law representative Davit! Kenaty will discuss HOW TO GET INTO LAW SCHOOL 4 pm - 5:30 pm •Wednesday •Nov. I7 at the l’re-Liw Center, 164 Oregon Hall Sponsored by the Pre law Society EMU CULTURAL FORUM PRESENTS spqe*ilflUt.*:;LS Souls of Mischief Monpay. November 22 EMU BALLROOM Ueten to KVWA’e PhatTrax £-11 pm Friday© Tickets on sale now at local record stores. 5tudent tickets at EMU Main Desk.