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I ANN INC. BIDS
I T’S MORE IHANJUSI VOUR
I \ I’ll At I AUNDKOMA I
IT’S WORTH IHI t HANOI 1
ASUO augments insurance plans
Prescription drugs, Club Sports accidents now covered
By Daralyn Trappe
Emerald Associate Editoi _
ASUO insurance for domestic und international
students will provide more services and benefits
this vear but cost sii>iht 1 y more
The major change for international students,
who are retpiired to have ASUO insurance, is that
participation in Club Sports is now covered, at a
maximum of $10,000 per accident, with the in
surance company paving up to HO percent Club
\ Sports activities for international students were
not covered last year
"I'm really glad that iienefit is included hei ause
1 It yyas the result of student input," said Cathy
I Curran, ASUO insurance coordinator
I A $10,000 accidental death and dismember
ment benefit is now included, as is a S2.000 pre
1 existing condition benefit before this year, the
international student policy required 3(> months
of continuous coverage before any pre-existing
I condition would he covered That has been re
dur i d to 24 months
i
In addition, in-patient mental health und coun
^ seling ( osts mi hiding suhst.ini e abuse treatment,
i y\ i II noyv he covered entirely for the first todays
of treatment. The 11th to 45th day of treatment
may also be covered 100 percent by the insurance
company, upon a doctor’s approval.
Fifty percent of outpatient mental health care
costs will be covered for up to SI.000 Previously,
the maximum benefit was SHOO.
The newborn baby care benefit has been in
creased from $500 to $750 to provide greater cov
erage of immunizations and check ups for infants
The costs have also ini reused tor international
students Last year, a student with no spouse or
dependents paid SH75 a year. The 1991-92 policy
will he $406 A student with a spouse will now
pay $1,444. an increase from last year's SI,275
For domestic students, who have the option of
enrolling in the insurance program, most benefits
stav the same with the three exceptions The out
patient mental health benefits, which had boon
$ti() per visit and a maximum limit of S500, an
now S70 per visit with a maximum total ol $700
That was the result ol student input, too. al
though it's still probably a little lower than stu
dents would like," Curran said
1 urn to INSURANCE Page 20
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