COMMUNITY CREDIT Continued from Page 1 "It's OK for these people to be offering credit cards; that’s their business." said Roberta Dubois, director of the Con sumer Credit Counseling Ser vice in Eugene. "But people have to look at what's being of fered It's their choice to apply and use credit. You should ex ercise reason and self-control." The nonprofit service offers budget and credit counseling and debt repayment programs at low cost to consumers. About 25 percent of the "people who seek counseling are in debt because of bank or credit cards, office assistant Laura Lit tlejohn said. There are current ly 560 lane County families and individuals seeking credit counseling from the service. Almost 350,000 people will seek credit counseling in the United States this year, said ken Scott, National Credit Counseling Service spokesman Although the service does not keep statistics of people in dif ferent occupations seeking help. Littlejohn said more stu dents have been coming into the Eugene office for counsel ing than in the past. According to a spending for mula the service follows. 20 percent of a person's income should be put toward install ment payments. For a student who makes $200 a month, a payment over $40 is too much. “Those students having diffi culty managing their credit cards might l>e thinking I've got tomorrow to take care of it — eventually there will l>e a way to get out of it.’ “ Dubois said. Across the street in front of kinko's Copy. Richard Bruner said 10 to 25 students a day had filled out VISA and Hon Man he applications "Some times we have as many as 150 a day." Bruner said. Establishing a line of credit could be as easy as charging a pair of socks. Bruner said. Then the person could stop us ing the card. "I think anybody can abuse credit." he said "But there's usually an annual fee which will inhibit students from get ting too much credit.” While working at a Discovery Card and VISA booth in the EMU. sophomore Shavetta Da vis and junior Felicia Kline said they (tad given applica tions to 45 students on Wednesday. They added that they had each filled out appli cations for both cards "You have to have control." Davis said. She addl’d that it helps to have a credit card in an emergency. Davis has had credit cards since high si hool “I started out overcharging, but I've been more responsible I only use them in case of enter gency," she said Other University students said they charge what they want on the credit cards, not just what they need, and pay their bills in installments. Junior Eric Ward, who said he was filling out a VISA appli cation to help his friends. Davis and Kline, has three depart ment store cards and a Master card He's said he's only had to pay off a card once, before tak ing a trip to Europe Sophomore Josonja Watson, has two department store cards and two hank cards. One of her bank cards is at its $500 limit. "I just bought a new 19-inch television and a $139 tele phone." Watson said She plans to make $100 payments until the card is paid off MONKEYS Continued from Page 1 law enforcement officials, and will continue to do so, said |ohn Mosely on a prepared statement "We certainly believe that any and all persons or groups such as the Al.F that may have participated in and did take credit for the break-in ought to be apprehended and brought to trial." Mosely said The break-in resulted in the theft of 125 research animals. $.18,415 in damage, and the de lay or destruction of 1(1 basil biomedical research projects The monkeys are currently undergoing training necessary before the actual monitoring of their behavior begins. V'anderlip said Musique Gourmet Catering to the Discriminating Collector CRITICALLY ACCLAIMED CLASSICAL MUSIC A OPERA ON COMPACT DISC A CASSETTE CD's FROM $5.95 TAPES FROM $2.95 H© In the Filthpearl Building 207 E 5th Avenue OPEN ? DAYS • Fn Ert 7 30 Sun 1230-5 343-9000 Professional Studies Program in India 1991-92 MAJPh.D. INTERNSHIPS OR RESEARCH International experience in a professional field of study Participant! receive 9 months' (ram support Coal: 11.800 pi ui appronmalcty S1.200 airfare Application Deadline January 21. 1991 Berkeley Programs for Study Abroad, UC Bcnteley. 2338 C harming Way. I) 104 _ B«t«ky.CA94720(415)642 1790. M2 1356 Board votes to oppose measures By June Russell Emerald Reporter Resolutions opposing ballot measures ri ami 11 met with unanimous approval from the Ku gene Sc hool I listri< I 4| Ixiard of diree tors at Wednesday night meeting In a (>-() vote, the board upheld the Intergov ernmental Affairs Committee recommendation to adopt the resolutions based on the (Mil ceivod negative impact of the* measures on public sc hoot funding “These two measures take legitimate con corns and use them to gain political advan tage." said board member |en Wostmann “The end effec t will lie a dec rease in school funding Measure It is a constitutional amendment proposing to establish an open public sc hool enrollment plan and provide state1 income* tax c redits to parents of children in non public sc hooIs The measure would allow students to attend sc hools outside their distric t. It would also of fer reimbursements for the cost of education at private, religious, institutional or home schools The quality of education was a concern stressed by Ixiard members and parents alike, and emerged as arguments holh for and against Measure 11 Hoard member* expressed concern the measure would mean a cut in funding, resulting in c uts in school resources Hoard member Steve Robinson said the measure did little to promote quality educa tion. "It boils down to a naked money grab on the part of parents already sending their kids to private schools." Robinson said Measure r>. whic h would set a c onstitutional limit on property taxes for schools and other Inc al governments, was opposed by the board on grounds that it would mean less funding for schools and other government services "Everyone in the community has a stake in this." said board member Karen llcmmiugsen It s not (list Schools this ks going to sock it to all local government services You said you wanted to turn in papers that turn heads. See how we listened. %*»’ > ’.,V“ *o**r*»•*' «"•’■■’..*» &+ v#-* „ J ‘**4* ,<***£* '•'fit Look %*hat vtlx*r project* likr n*j*ufiM*i» aixl livers. Him, tlx* l*S/2* aixl select printer* an* availaMe at special student price*.* IViut impressive output vmiIi tlx* IBM fVoprintrr," IBM laiarrftififer I. or tlx* Hewlett-IVkanl I'amtjet color gniphio printer. \imi il vihi Ihiv iM-liiri' mniiOT II. 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