Oregon daily emerald. (Eugene, Or.) 1920-2012, October 01, 1990, Page 9, Image 9

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    INSURANCE
Continued from Page 1
The second reason. Rau said,
is that the plan is only for
GTF's. "They believe GTF's are
a better risk group." she said.
Although enrollment is down
in the ASUO insurance pro
gram. Curran said she has not
received many complaints.
"Overall, people have been
favorable." she said. "We
couldn't have gotten a better
plan."
Along with an increase in
benefits, another advantage to
the plan is that students who
were previously enrolled in the
Prudential Plan can continue to
receive benefits for conditions
diagnosed or injuries incurred
while they were covered under
that policy, Curran said.
It is also possible to convert
the All-American polic y to an
individual plan after gradua
tion to maintain continuous
coverage.
Stickel said she has also re
reived positive responses to the
new policy.
An increase in price was in
evitable with a voluntary en
rollment policy. Stickel said.
"Students have gotten what
they voted for. They wanted
voluntary insurance and they
knew there would be? an in
crease (in price)."
During last spring’s elec
tions, students voted on a bal
lot measure that let them
choose between continued vol
untary enrollment and manda
tory enrollment, which would
most likely have lowered the
costs. Students voted over
whelmingly to maintain the
voluntary program.
Anna Kuo. who's husband is
a graduate student, said they
have chosen to continue buying
ASUO insurance because they
feel the cost and coverage is
comparable to other insurance
companies.
"It's still expensive for us,"
she? said. "Hut it's worth it."
Graduate student Fabian
Borensztein said he and his
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wife chose not to buy insurance
through the University because
they thought the maximum
benefit level was too low and
the policy was too expensive.
Me added that they did not
like the clause that requires stu
dents. with certain exceptions,
to either go to the Student
Health Center, or take a cut in
benefit payments.
“We are in our thirties, and
we’re not used to being told
where to go," Borenzstein said.
Curran said she encourages
students to look at the policies
other companies offer, but said
she believes they will find the
ASIJO plan is comparable to
others.
"When they look at other
possibilities. I think they will
find this is the best plan for stu
dents." Curran said.
The ASUO policy is open to
any undergraduate taking six or
more credit hours and any
graduate student taking three
or more credit hours. Other in
surance companies generally
have conditional acceptance
and a physical examination
may la? required
In addition, outside insur
ance often takes age, sex or
whether the person smokes into
consideration
For example, Blue Crews of
fers a health insurance policy
for a 20-year-old non-smoking
female which would cost $1050
a year, with a $200 deductible
and 80% coverage up to $5000
After the first $5000. coverage
would be 100% up to a lifetime
cap of $1 million. The policy
would cover illness, injury and
hospitalization
f or a dependent spouse age
20-29. also a non-smoker, the
cost would tie exactly double.
For a child under 20. with a
$200 deductible. the cost
would tie an additional $852 a
year
No physical exam is re
quired. but a questionnaire
must tx> filled out and if too
many pre-existing conditions
are present, a person could be
turned down or have those con
ditions covered only partially
or not at all by the policy.
In comparison, the ASUO
policy is $525 a year for a sin
gle student. $1,020 a year for a
student with a dependent, and
S2.20H a year for a student with
two or more dependents. There
is a s.'ou deductible.
With this policy, there is
70% coverage up to the first
$ to.000 and 00% beyond that
up to the cap of $150,000
The deadline for ASUO in
surance slgn-up is Oct. It
My Macintosh is more im lortant to me than my ear. —
I lent mv ear to mv s ster. But nobody's takint* mv Macintosh.
• 4 # C *
Jason Jmwnon
B A Sociology. Farlhom Collage
M A Sociology, University of Virginia
Ph D Candidate, Sociology, University of Chicago
I don't know how anybody gets through college today
without a Macintosh. Sometimes I have so many assignments
that I barely have time for sleep Yet my Macintosh allows me
to get my work clone on time without making sac rifices.
"Working on my dissertation and field studies means
collecting an incredible amount of information. So jumping
from one program to another with ease is
imperative, as l.s quicwy mawnguums anu
graphs By enabling me to do these things,
Macintosh probably saws me an hour
and a half each day.
“Another great thing about the Macintosh
is that it makes yi >u feel technically con
fident. Remember putting toys t< jgether
when yt>u were a kid? Win > reads the
directions' \< tlx x.l\ M>u It x >k at the picture
of the bike and you know exactK what
to do.The Macintosh operates the same
way I actually taught a friend to use one
in two minutes.
What would m\ life be like without
a Macintosh'.Van
\\ hy do [X‘< >ple l< >ve Maontt)sh
Ask them.
Tuesday, October 9
1 lam-4pm
EMU Fir Room
Pick up a free stadium cup and
register to win an Apple Scanner!
Call the Microcomputer Support Ijih
at 346-4402 for details.
C 1990 Acvto CcwnoutaK tnc Aped* **• AppM logo and
Mat •r*t>V' •»«• '*g'*ia««Kl »r*rta«n«f%* of Apfita f ompufar me