Library offers
paper service
Getting the data together is usually the most time consuming
and sometimes most frustrating aspect of writing a research
paper. The University Library offers a unique service that can
make the process more efficient.
Ten social services librarians, experts in different fields, set
up individual appointments with students.
“Librarians often have a working idea of how much informa
tion exists on a particular subject,” explains Claire Meyer, re
search librarian. “If they have enough time, they can really go into
the subject and dig out information.”
To take advantage of the service, students should stop by
the information desk near the card catalogues and make an
appointment. Students will be given half an hour of expert atten
tion on their special topic.
The service will be offered through the end of this month.
"Students are needing it more now than they did last term,”
Meyers says. “If an expert doesn’t have an immediate opening,
the student can usually set up an alternative meeting time. The
idea is that it’s a personal, flexible service.”
OSL supports Carter financial aid proposal
By CAROLYN BEAVER
Of the Emerald
The Oregon Student Lobby
(OSL) supported Pres. Carter’s
recent higher education financial
aid proposal in a policy statement
issued at Saturday’s board of di
rectors’ meeting in Monmouth.
Carter’s plan would increase
the family income eligibility level
for basic educational opportunity
grants from $12,000 to $25,000.
OSL Executive Coordinator Dan
Gamer says it would provide "at
least $250 to students from
families with that income or below
and increase the number of recip
ients by at least 2 million.”
Under Carter’s proposal,
guaranteed student loans would
also be available to more stu
dents. The eligibility ceiling would
go from $25,000 to $40,000.
The OSL statement highlights
several areas that haven’t given
much attention, says Garner. The
OSL, for example, lauds the “in
stitutional administrative allow
ance program” contained in
Carter’s proposal.
Schools currently receive no
federal money for administering
either the basic grants or the
guaranteed loans. Carter’s pro
gram would provide about $4 per
basic grant handled, for that pur
pose, Garner says.
Grant administration now
comes from state support. The
grant program, started in 1973 at
$5 million, has blossomed into an
approximately $2.8 billion pro
gram.
“That puts a heavy workload on
the financial aid offices” at various
institutions,” says Garner. The
OSL supported similar administra
tive assistance in the 1977 State
Legislature, and considers
Carter’s plan a “victory.”
A similar administrative allow
ance plan would support guaran
teed loans also. Gamer said he
feels the plan is necessary since
the increased eligibility ceiling will
make “about 95 percent of all
families eligible for guaranteed
student loans,” and correspond
ingly increase institutional work
loads.
With guaranteed loans, the stu
dent pays back a fixed level of in
terest. While the student is in
school, the federal government
assumes that interest payment to
the bank. However, to “encourage
lender participation,” the govern
ment often pays am additional in
terest percentage to “make it at
tractive for banks to loan money to
students,” Gamer says.
Garter’s proposal puts a 1 per
cent floor on the amount of special
allowances, or additional interest
paid to banks handling student
loans. That means banks will re
ceive at least one percent more
than the fixed interest rate set for a
student, while the student is in
school.
Gamer says "when the number
of students (in the loan program)
goes up, the banks need an addi
tional carrot” in front of them to
make student loans attractive.
In addition, Carter has pro
posed giving banks an incentive to
offer guaranteed student loans, by
raising government repayment
rates one-half percent. A stipula
tion is that banks would be re
quired to use "due diligence” in
pursuing the defaulter before rely
ing on the government for repay
ment.
Garner says 4th Dist. Con
gressman Jim Weaver’s office re
quested the OSL statement.
Weaver, a co-supporter of
Carter’s plan, will insert the state
ment into the House Subcommit
tee hearings records Wednesday
or Thursday.
Student lobby rep
attends aid conclave
Dan Gamer, Oregon Student
Lobby executive coordinator, re
cently attended and taught a fi
nancial aid workshop at a national
conference of State Student As
sociations in Kansas.
In the workshop Gamer discus
sed refinancing opportunities for
student loans and income con
tingency loans. The focus of the
conference was to form a national
student consensus on tuition and
financial aid strategy, according to
Garner.
Specific areas discussed were
access-oriented, voucher-funding
and tax-credit tuition funding.
Access-oriented tuition bases
fees on the average student
budget and the average family in
come. It takes inflation and the
cost of living into consideration.
Voucher funding “puts 100 per
cent of state support in the hands
of students” through a voucher
students would use to attend any
state institution, said Gamer.
The tuition tax credit plan was
discussed, but supported only as
an alternative to Pres. Carter s
proposed expanded aid plan for
middle-income students.
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(Price goes to $11.00 on March 1st.)
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HAPPY HOUR SUNDAY
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