THREE USE CANDLE LIGHT! 1 BY VALeRIE; VANCE lnr.-B. L. Denn of Camas Va!-1 Mrs. J. A. Morten son of Oakland ley wafln this city yesterday af spent Friday In this city shopping ternoon,' vinitliiB and nhopplns. - land visiting with friends. ' ROSEBURG NEWS-REVIEW: SATURDAY. - JANUARY 14t928.' ' ' i ' SWAPPING HORSES IN MIDSTREAM! (Continued rri.m pae two.i of yellow chryBanthemuniB, for Mr. and Mrs. A. J. Young, Mr. and Mrs. S. L. Kidder, Mr. and Mrs. Chas. V. Wharton, Dr. and Mrs. J. O. Bacher, Mr., and Mrs. John M. Throne, Miss Helen Bacher, Jack Throne add George Wilson Bacher. The guests spent the afternoon Informally. Scholarship Loan Fund Day to Be Observed The meeting of the Roseburg . Woman's Club on the afternoon of January 17 at the club rooms will be marked with an annually fea tured affair when the club women will observe Scholarship Loan Fund day. . .. The meeting is open to the pub lic and the ladies will receive fol lowing the regular business part of the program. Refreshments will be served at four o'clock. W Installation And Banquet to Be Helct A pleasant affair scheduled for next Monday night is the public installation of the new offlcei-B of the Neighbors of Woodcraft to fol low the initiation of several new members. About one hundred and thirty five are expected for the event and a banquet is to be served at the close of the ceremonies, which will be held in the Knights of Pythias hall. M A Dancing And Cards Planned By Auxiliary An Anticipated event for next week is the evening of dancing and cards planned by Umpqua Post of American Legion Auxiliary for Legionnaires on January 17. The event will be given at 9 o'clock at the Knights of Pythias hall. Prizes will Be given for both bridge and five hundred and a sup per will be served late, in the even ing. Mrs. James Soules is chair man for the affair. LIBERTY . ."Shanghaied" Coming to Liberty . Tomorrow "Shanghaied," which starts a two-dnys run at the Liberty The atre tomorrow, is a romantic por trayal of life on San Franclsco'B Barbary coast, the most colorful waterfront section in the world. The story deals with the love between a sturdy sea captain and the dancer In one of the sailors' dance halts that line the harbor front In the city of the Golden Gate. After she has been forced to participate In a plot against her lover, he shanghaies her and car ries her to sea on his vessel, plan ning to avenge himself by working her until she has paid back in labor what she helped to steal in money. The manner in which she wins back his Jove Ib the dramatic 'VERAGE LENQH ABOUT JS POUNDS. BLACK MASK ACROSS ,iS-iS,V---FACE. DOLL BROWNISH GRAV f&yQrt'fltfB vM,?SJI FUR-.BLACK. RINGS AROUND .' I CJsS h. water, near, his home, for I Mi fx- Yi vil sr NOT ONW DOES A LARGE PART - il I ij .t l.'J OITT" J"n OFHS FOOD COME FROM - 11 iftfff ,.VSF " 3 l WZZ71 STREAMS. BUT EVERH BIT il (WkiZA. 7 V ' pLS. SZ- MUST BE THOROUGHLY f, -iX'Yi N " M I 7zJC& WASHED BEFORE IT IS EATEN .' f, vSf 43 X-SA- , M$2S j(f:jii i & MSsTaccoons ARE 'r !. ?V s 1 U "-"VERY INTELLIGENT, 51 T- vl '.: ,' ,, V tJM"J li BUT THEY SHOULD BE, !M VVi-'V f-v-i4 THE t. WITH SO MAW OF THEM TTT rfljiJS ; IN OtXt. UNIVERSITIES . TCE, VBTH A BIG UMB BRANCHING OFF FROM I JSBl DANGEROUS F1CKTER. ON I IVthE HOLE, FOR A SON PARLOR. . J W ft LAND OR. VATER. .' I 'gggBeffj' c i 7 trr wt trp-leg, iwc I Rose P. T. A. . , : i Had Interesting Program This Week - A very interesting meeting waB held at the Rose school Monday evening at which time committees made their reports. Mr. Hall and Mrs. Carl Wimberly, joint chair men of the playground committee reported installing during quar antine 6 new. swings and horizont al ladders, sw'ing rings, 4 new teet er boards, 2 ball bats, a new vol ley bull und balls for the primary grades. L. W. Metzger donated sand to p:ace at the foot of the slides and Mr. Little donated sand for the sand table, while Mrs. Ed Walker presented Rose school, a piano bench. The association ex pressed its appreciation to Mr. Coen of the Coen Lumoer company, Mr. L. W. Meizger for the pur chase of material and Prof. Hall for hlB time and labor spent dur ing quarantine for work oa the play ground. Mrs. Victor Short chairman of rumage sale committee and Mrs. A. Duw. chairman of the food sale committee, reported a total of ?96.00 from the sale held Novem ber 19. Rose school association plans to organize a garden and flower club for spring among Us other activi ties. After the business meeting Rev. E. P. Runnells gave a very pleas ing talk on, "Spiritual Training of the Pre-Sihool Child." The sixth grade pupils enter tained with the flog salute, follow ed with the American creed. A group of 3 songs, and two songa. by sextette, history of the north west coast. History was given in story form by aid of a miniature reproduction of the -Pacific north west. The pupilB, by the use of sand and fir branches, bad made a physical map of the country. Artificial snow capped the mgn mountain peaks. Mrs. F, S. Monroe returned to this city yesterday afternoon from Eugene, where she enjoyed a visit with friends for a few days. ' climax to the tale of adventure. Ince has played the dual role of star and director and Patsy Ruth Miller portrays the girl. Other well known players who are mem bers of the cast Include Gertrude Astor, Tom Santschi and Alan Brooks. NOTICE TO MERCHANTS AND BU8INESS MEN - Any one other than myself col lecting or trying to collect on ad vertisement for menu of Grand Grill has not been authorized to collect on menus. OTTO A. NICKEL, Prop. Grand Grill. : : o Garden seeds of all kinds nt Wharton Bros. Call or write foi catalog. - . For NEA Service, ' i Candle lignt is conducive to conversation, is generally a flatter ing light and not trying to the eyes. We are not afraid . of wax that runs down for there is beauty in these stalactite-like drippings. On a breakfast room table one likes the color note and the deco rative effect of their candles but does not need their light, but in the dining room, the actual use of the candlesticks on floor : or table candelabra is charming. If the small Bized cathedral candles are used on the. table, it the candles are not shaded, the light is not direct In the eyes of those seated. Tall, thin tapers lend dignity when grouped In a hollow square about a bowl of full-blown roses. A pair, on, an oblong dining table, may show pleasing balance, or on a aquare table a single five-branched candelabrum may occupy tbe cen ter. We use candles for the formal dinner or the informal Sunday eve nning little supper. Paired candle sticks for the console or sideboard in brass, Italian polychrome, sil ver, pewter, wrought iron or pot tery make a fitting garniture. Sundny evening twilights by candlelight may become poignant memories in later days when the family becomes scattered. In the weltering summer evenings when darkness seems cooling and yet some ray of light la necessary, a LOOKING GLASS NOTES Last Friday night a basketball game was played with Drain, here. Drain waB the winner, the score being 6 to 14. Next Friday, January 13, the Looking Glass basketball team will play Glendale at Olendale. The Looking Glass- Grange will have another meeting January 14. The Looking Glass basketball team will play camas Valley, at Looking Glass, January "18. Kenneth Hutchlns has left for Albany, where he wlil be em ployed as a truck- driver. . - Mr. and Mrs. ; Ernest. Voorhles have returned from Callfornlu, where they had been visiting rela tives. R. A. Hutchlns has bought a new car. Luclle Nlckens, who. has been visiting 'with, her parents, Mr. and Mrs. A. B. Nickens, has goue back, to Portland. A. H. Marsh has purchased a new car. - Ray Lehman, who has been nt Ashland, has returned to his home In this .valley. - Last- Monday, January 8, ' the Looking Glass basketball team played a practice game 'with the Roseburg Junior High, iiie latter winning with a score of 10-17. SOUTH DEER CREEK NEWS Mr. and Mrs. J. E. Molton spent Sunday evening at the H. E. Blood home of South Deer Creek. Mrs. Whitney and Allan Blood ot Roseburg visited at the home of the latter's parents last Monday. Lavern Sauvain and John Groats of Roseburg called on Kay Blood Sunday afternoon. Miss Josephine Cachelln spent Saturday evening with Rachel Smith, both attending grange In ! pair lighted on the mantel will give sufficient light and not be 0 heating in suggestion. 1 When a storm puts out the electricity, even two candles may prove a comfort. Floor candelabra of iron, Jive or. seven on nine branched beside the fireplace, doorways, on either side of a davenport or cabinet or in a hall, are beautiful in the right setting. When their candles are not burned, colored candles of orange or mauve are surely pretty on them. For mantel use, the colonial and Russian Hebraic can dlestick and candelabra adapta tions are good in design. Colored or decorated candles in scones,' also called appliques, can be used to make the living room walls more interesting than electri fied candles especially since one seldom needs the light of side lights except for general lighting in time of company and then can dles are more choice. When electricity is not avail able, in country or lake homes, one may use ship or warship lan terns for home use. A pair of the former placed in the mantel of a cobblestone fireplace, or hung by chains' against the wall of a dining porch, or even, one set in the cen ter of the dining table are in har mony with the rest of the borne: and are further practical in that they may be carried out into the yard. the evening. A large crowd attended grange, Saturday night, as the new of ficers for the coining year took their places. The lecturer had a very, interesting program after the grange meeting. South Deer Creek Bchool is get ting aloug nicely, and everyone seems well pleased. - Mr. and Mrs. D. Kelley wore In town Saturday, attending to busi ness matters and visiting frlendB. Mr. and Mrs. J. W. Cox of South Deer Creek spent Wednesday In Roseburg, visiting friends and at tending to business matters. The H. E. C. will meet at the home of Mrs. C. H. Bailey the 19th, at 2 o'clock in the afternoon. Jim Pinkerton . of South Deer Creek called at bis brother's homo in Glengary Tuesday morning. Mr. and Mrs. Henry Cox spout Sunday at the W. B. Melton, Jr., homo of South Deer Creek. Mr. and Mrs. -W. B. Melton, Sr., Mr. and Mrs. T. R. TrusBcll and two sons,' Eldred and lOrnest, spent Sunday' at the H. P. Melton home of South Deer Creek. Mr.-and -Mrs. H. E. Blood, Ruth, Ray nnd Frank Hotls spent Wednesday evening at the W. B. Melton, Sr., home. Bill Milton was a cnllor at tho Blood home Thursday morning. Tho South Deer Creek P. T. A. will meet Friday evening nt the grange hall. Dee Adums called nt the II. P. Melton home Thursday. Thomas Melton and Ray Blood spent Thursday afternoon In Rose burg, attending to business mat ters and visiting friends, r We surely have had wonderful weather for this time of the year. Here's hoping It stays this way.XX Basketball Scores KUGENE, Ore., Jan. II. Tho UniveiHlty of Oregon basketball team went on a scoring spree hor6 last night, to defeat Gonzaga Uni versity of Spokane by a score ot 54 to 14, The Oregon lineup, which was Bhlfted for the fray, seemed to provide the best of working combinations so far this year. Mllllgan, former forward, was Hii if cd to center, with Hidings and ChaHtaln at forwards and Kpps and JJatly at guards. Ridings whs high point man of the game with 26 markets to his credit. MEDFORD, Ore., Jan. 14. Af ter trailing behind last night un til tho last two minutes of the fourth quarter, the Medfortl TiTtfh school football team rallied and tied Klamat.. Falls at 17 all. Cen ter McDonald threw In the decid ing counters when he threw two bankets oa a personal, winning tbe game for iMedford, 1I to 17. SALEM. Ore., Jnn. 14. The Washington High school tam or Portland defeated the Salem High quintet at basketball here last night 30 to 19. LA GRANDE, Ore., Jan. 14. La Grande high school lost its second straight Interscholaatlc basketball game last night at' Joseph, 25 to IS. ! TUESDAY, JAN. 17 ! American Legion Auxiliary j will hold regular meeting at ; armory, 7:30 p. in., followed ! by dancing and cards In hon- or of the Legion at the Knights of Pythias ball at ' 9 p. nn Dy order of the Pres. ', : ATTENTION, LEGION- NAIRE8 - Resrnlar meeting of I'mn- qua Post. No . 16. American IeelOn. at 8 Tiiovitav ovonlnv A Jan. 17, at club room. Report v on memDershlp drive. Be sure to attend. ADJUTANT. ' By AV. C. SCHUPPEL ' ' 1 j One of the most pernicious prac tices to be found today Is what Js known as converting life Insurance policies from a higher premium de posit form to a lower one (without a valid reason for doing so. Thou sands of dollars are thus lost to misguided policyholders who are persuaded to make this exchange by somebody who either doesn't! know or doesn't care. -Except in. rare instances the policyholder does not really know just what is happening when he Is induced to make the exchange. Here is a. typical case: Henry Dawson bought a 20-year endowment policy for $10,000 a lit tle over 10 years ago, when he was 40 years old. He has made his net ! nnnual deposits or $425 regularly year after year, perhaps with some sacrifice. Eleven deposits have j been paid ana he is now over the hill and can see the money in sight. His dividends are larger I each year and his net premium is , correspondingly smaller. . Tie bought this Insurance as on invj vestment for his old age as well j as protection for his family. It ren-, resents by far the most valuable ! part of his estate at the present ; time. In the words of the street, j Mr. Dawson Is "sitting pretty." Along comes a friend (?) who! discovers theso facts and promnt-' ly says: "Vou'ro crazv to buy a 20-: year endowment poHcy. Look nt ! your annual deposit of $42G.-Vhy don't you exchange it for an ordi nary life policy with a not pre mium deposit of only $250? Why that will give you a yearly savin? or $175.00 nnd yon wIR get $2,500 In cash besides. Now mv brother-in-law Is' an lnsurnnce broker, so he can show you how to do it. I'll get him to fix it all up without any trouble or expense to you." Switch Is Framed When the brother-in-law arrives he does this very thing. He pre pares a letter to the , insurance 'company requesting, the change, has the policyholder sign and mnil lit, and then proceeds somewhat nlong these lines:- First he congrat ulates Mr. Dawson on having cot ; ten out of a bad bargain nnd Inti mates that as a broker he is en I titled to great credit. Then, inns I much as Mr.1 Dawson has no parti cular line for tho cash ho has just I received from the Insurance com pany' the broker suggests that a part of this now be applied on an additional JU 0.000 with him In his company. The net donnslt at his present age of 50 is $375 for this policy. AnnarepHv he will then own $20,000 of life insurance and effect a saving; of $2,125 in ennh. The broken may not say all of this directlv; but he leaves the 1 infer enco thnt in some mvsterlous man ner; duo to the broker'B superior knowledge, tho insurance comnnn les nctimlly have benn . comnollnd to pay. him over $2,000 to make tho exohnngo. What has really happened? Mr. Dawson originally started to buy a $10,000 estato for his non-producing years, which he estlinnted would begin to make themselves felt at 60. He still needs this es tate just as much as he ever did and was entirely satisfied with the original plan until he felt there was a vory much pettor policy one that would pay much larger benefits. Nothing has happened to provide the old age Income lie Is certain to require. He is surely going to need that $10,000 very badly nt that time. Values Differ Greatly On the strength of Bpcclous statements he has now exchanged a piece of property guaranteed to be worth $10,000 in cash In nine years for one that will not bo worth that amount for 44 years, . during which time ho must continue to make tho deposits required. Worso still, the new contract does not fit his caso nor supply his needs. Of course, It goes without saying, no competent life insurance man worthy of his profession will bo n party to such a transaction, which nine times out of ten completely destroys the policyholder's plans for financial independence. "Ilut sometimes there is a real need for more protection nnd ho can't increase his doposits," you will hear from somebody. All right, If ho docs nnd he can't, then his original company will make tho ex change for him and protect his in terests In doing so as no other company can. In the above case, Mr. Dawson can exchange the pol icy at age 40 instead or buying a new one at ago 50 with the In creased deposit required for the latter ago. Tho net premium at age 40 for an ordinary life Is approxi mately $25 pr thousand; at age 50 It Is $37.50. His original deposit on the $10,000 was $425. It would ADDED ATTRACTION TONIGHT ONLY At Both Antlers and Liberty Theatres AL STOVALL AND HIS BANJOS IN A SPECIAL BANJO PRESENTATION This act lias Just returned from a tour of Japan and China and will be here one night only. have ' purchased something like tu.ouu ot ordinary lire u ne naa . j applied for this policy originally, i j That is just what his company will 1 do. It will now exchange it for I $17,000 or ordinary life and give ; htm the benefit of age 40 rate, j Here Is clearly an annual saving of $12.50 on each $1000 ofinsui-g 1 ance purchased, amounting to sov-' oral thousands of dollnrs during j Mr. Dawson's normal lifetime, f j j If you are solicited by a so-call- ed friend to exchange your en-1 dowment policy for one - requiring1 : a losser premium, and he urges you to take the difference In cash I to spend. It will pay you to clip and file this article for future refer ence. Be quite' sure that the new; policy Bupplanting the old one will I . fit your needs. Be very certain that the objective for which the or- j Iglnnl policy was created does not : still exist - How To Make Exchange Then, If you find such nn ex- change necessary, here's a safe , t plan you qan always rely upon: t , Write direct to your own company j ' nt Its home office and tell the of-; j flcevs just what you want to do. j j Ask them to Jiend you the best I plan they have for accomplishing lit. Give them all the details. They I j alone can give you this service ' J without Berinus loss to your bank account; nnd in passing, it Is well to remember that all standard pol- j Icles in any comnany aro on exact-' ly the snme baBls. AH thtncs con-! sidered, one cannot be cheaper than another. When the nnnual de posit on nnv policy 'offered you is less than the one you now have, there is not only a reason, but a mihty good one. Thnt renson' is thnt you receive les in return. Every competent 1 insurance : man knows this and will tell you , so frankly. . : There Is nn old saving : and a j truo one which vou should memo- l rlzo nnd recite for the benefit ot. any ignorant or unscrupulous nd-1 vlser as well us for Yourself: "It; never pays to swap horses In tho middle of the stream." ' Garden pea seed at Wharton Bros- Cards' New Boss. i BILL MoKECHNIE Bill McKechnle has been appoint ed 1928 manager of the St. Louis Cardinals. He succeeds Bob O'Far rell, manager last season, because the St. Louis owners, white grant ing that O'aFrrell had a success ful year, thought his work as catcher would be much better If he was not worrlod with the man agerial troubles. McKechnle pilot ed the Pirates to a world champion ship In 1925. PROFESSIONAL CARDS Electro - Chiropractor Drugless Health Center. 327 Cass. Pn. 401. i Telephone Patrons The Phone number of Mrs. Irvln H. Meyer of 1034 E. 5th St. N. should be 487. Please put In front page of Directory, Baby and Pre School CLINIC Douglas County Health Unit Jan. 18 1-4 p. m. Health Office In Courthouae Roseburg 4L I 1 TOMORROW From the! ice floes of the Arctic to the'. ' . grogshops of Old Frisco with Ralph Ince and " ' ; Patsy Ruth Miller Sweeps you through the ' torra-swept fury of the Seven Seas. 1 A Romanes of ' A Girl Who Flnda Hats Initead of Lovo and a Man Finds Happiness Where He Sought Revenge , ; DIRECTION UMPQVA , AMUSEMENT CO LIBERTY S r. TODAY ONLY "Frisco Sally Levy" WITH Sally O'Neil Roy D'Arcy The qaulntest, funniest story of love and light- aver ROARED ATI ' Also Good Short Features - ADMISSION Matinee 25 Evenings 35 Kiddies a Dime Another Big He-Man Story With Just the Kind of ction That Fits Meighan JC ADDED ATTRACTION , Sunday and Monday The Gulf Coast Seven This Band Will Give a Grand Concert And present a number of good voices and feature Miss Bobbie Williams, from Dallas, Texas, in a series of song and dance specialties. AFTERNOON AND EVENINGS ADMISSIONS Matinee 10-35 DIRECTION UMPQUA AMUSEMENT CO. ANTLERS and MONDAY . AJso ' C... Splendid Short' . Program ADMISSION Matinee 10-25 , Evenings 10-35 ' .LAST TIME TODAY, Rin-Tin-Tin in, . "Jaw. of Steel1' TOMORROW and ; , MONDAY THOMAS OGHAM THE CITY GONE wiudJ Evenings 10-50 m irv fx