Wednesday, February 15, 2017 The Nugget Newspaper, Sisters, Oregon 7 Girls basketball loses on the hardwood Sisters Folk Festival to unveil 2017 poster By Rongi Yost Correspondent Sisters’ young squad lost two more games on the hard- wood last week. The Lady Outlaws fell 31-17 to Cottage Grove (CG) at home on Wednesday, February 8, and two days later lost 58-28 to the Falcons at Elmira. Due to inclement weather, the Outlaws’ Tuesday game against CG was rescheduled and played a day later. Once again, the team struggled to make baskets. Sisters only shot 16 per- cent from the field and 56 per- cent from the stripe, and the fast pace of the game resulted in 22 turnovers. Hogan Hernandez led the Outlaws with seven points, and Grace Sundstrom added four. Two days later, Sisters lost to No. 4-ranked Sutherlin. The game featured two completely different halves. In the first half, the Bulldogs hit seven shots from behind the arc for 21 of their 38 first- half points, while Sisters was held to eight points in the half. In the second half, the Outlaws played much bet- ter, and stayed even with the Bulldogs. Both teams put 20 points on the scoreboard. Rylee Weber led the team with 11 points, four steals and two assists. Olivia Hougham contributed seven points and three steals, and Hernandez added five points. Despite the frustrations, the young and fairly inex- perienced Outlaws continue to work hard and hold their heads high. Rylee Weber said, “It stinks to have games where our PHOTO BY JERRY BALDOCK Rylee Weber goes up for two. shots won’t fall, and Sutherlin is a very well-coached group of girls. Our team works hard and has great attitudes, and I’m proud to play and learn with them, win or lose.” Coach Alan Von Stein commented on the Outlaws struggles: “The girls have grasped the offense and defense, but have struggled with turnovers and getting the ball through the hoop. As they get more court time and the game begins to slow down for them, the turn- overs will start to decrease. The same is true for putting the ball in the hoop.” The Outlaws have two games left in the season. They were to play at home against Junction City on Tuesday, February 14, and then wrap up the year on Friday, February 17, at Elmira. Young Life is Returning to Sisters! informational meeting for adults At Sisters Coff ee Thurs., Feb. 16, 7 pm Kent Boles, 541-749-0641 Sundance Shoes SPRING FORWARD SALE! Febru ar y 15 - 28 Serving Lunch & Dinner Monday-Saturday — 541-549-6076 — www.opendoorwinebar.com 20-40% OFF ALL SHOES IN STOCK! 541-549-4240 In Town Square YOUR YEAR-ROUND IRRIGATION EXPERT Backfl ow Installation & Testing Winterization Nelson Horse Waterers Underground Field Irrigation Residential Irrigation Services miller I R R I G A T I O N 541-388-0190 LCB#8234 Merrell • Clarks • Nao Naot Sorel • Ugg • Taos Dansko • Vionic • Teva Birkenstock • Keen Pikolinos & More Join us! CRAB FEED Sat., ., Feb. 18 Sat. 18th All-you-can-eat buffet... crab, oysters, pasta Alfredo, spaghetti & meatballs, p garlic bread, red potatoes, dessert. Begins at 5 p.m., call for reservations... 541-549-3663 Sisters Folk Festival will unveil Dennis McGregor’s latest creation promoting the 2017 Festival on February 22 at Sisters Gallery & Frame Shop in downtown Sisters. Festival poster artist Dennis McGregor will be on hand to unveil his latest creation. As always, Dennis has thought deeply about the image, the impression it will leave on the viewer and how it represents the Festival. Light hors d’oeuvres, wine and beer will be provided. The event is from 4:30 to 6 p.m. and open to the public. The original artwork will remain on display at Sisters Gallery & Frame Shop, along with Dennis’ other original paintings, giclee prints, and note cards. All-event passes for this year’s Sisters Folk Festival, September 8-10, are still available, and organizers indicate they are going fast. The festival has sold out for five years in a row, last year’s sellout happening in June. The 2017 poster art- work will be displayed on the Sisters Folk Festival and Sisters Gallery websites after the event. For tickets or information about the Sisters Folk Festival, visit www.sistersfolkfestival.org or call 541-549-4979. Sisters Gallery & Frame Shop is located at 252 W. Hood Ave. in Sisters, 541-549-9552; www.sistersgallery.com. www.NuggetNews.com Try to Overcome Roadblocks to a Comfortable Retirement In your life, you will want to take many journeys. Some are physical – perhaps you’ll fi nally visit the French Riviera or the Caribbean. Others in- volve personal growth – one day, you’ll fi nally become fl uent in that foreign language you’ve been studying. But of all the destinations you can identify, few will be as important as retirement – specifi cally, a comfortable retire- ment. And that’s why it’s so important to consider the “roadblocks” you might encounter on your road to the retirement lifestyle you’ve envisioned. Here are fi ve of the most common obstacles: • Insuffi cient investments – Very few of us have ever reported investing “too much” for their retirement. But a great many people regret that they saved and invested too little. Don’t make that mistake. Contribute as much as you can aff ord to your 401(k) or other employer-sponsored retirement plan, and increase your contributions whenever your salary goes up. Even if you do participate in your retirement plan at work, you may also still be eligible to fund an IRA, so take advantage of that opportunity, too. And always look for other ways to cut expenses and direct this “found” money toward your retirement. • Underestimating your longevity – You can’t predict how long you’ll live, but you can make some reasonable guesses – and you might be sur- prised at your prospects. According to the Social Security Administration, men reaching age 65 today can expect to live, on average, until age 84.3, while women turning age 65 today can anticipate living, on average, until age 86.6. Th at’s a lot of years – and you’ll need to plan for them when you create long- term saving, investing and spending strategies. • Not establishing a suitable withdrawal rate – Once you are retired, you will likely need to start withdrawing money from your 401(k), IRA and other retirement accounts. It’s essential that you don’t withdraw too much each year – obviously, you don’t want to run the risk of outliving your re- sources. Th at’s why you need to establish an annual withdrawal rate that’s appropriate for your situation, incorporating variables such as your age, the value of your retirement accounts, your estimated lifestyle expenses, and so on. Calculating such a withdrawal rate can be challenging, so you may want to consult with a professional fi nancial advisor. • Taking Social Security at the wrong time – You can start taking So- cial Security as early as age 62, but your checks will be bigger if you wait until your full retirement age, which will probably be 66 or 67, or when your payments “max out” at 70. You might not be able to aff ord to wait until then, but by postponing the date you begin taking withdrawals, you could help yourself considerably. • Ignoring infl ation – It’s been low in recent years, but infl a- tion hasn’t disappeared, and it could rise at exactly the wrong time – when you’re retired. Th at’s why you’ll want your portfolio to include some investments with the potential to outpace infl ation, even dur- ing your retirement years. By being aware of these roadblocks, and tak- ing steps to overcome them, you can help smooth your journey to- ward retirement – and once you get there, you may enjoy it more. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.