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About Polk County itemizer observer. (Dallas, Or) 1992-current | View Entire Issue (Oct. 19, 2016)
Public Notices TRUSTEE'S NOTICE OF SALE T.S. No.: OR-16-734127-AJ Refer- ence is made to that certain d e e d m a d e b y, J O H N CHARLESTON, A MARRIED MAN as Grantor to WELLS FARGO FINANCIAL NATIONAL BANK, C/O SPECIALIZED SERV- ICES, as trustee, in favor of WELLS FARGO BANK, N.A. , as Beneficiary, dated 12/4/2006 , recorded 12/26/2006 , in official records of POLK County, Oregon in book/reel/volume No. and/or as fee/file/instrument/ microfilm / reception number 2006-021001 and subsequently assigned or transferred by operation of law to WELLS FARGO BANK, NA covering the following described real property situated in said County, and State, to-wit: APN: 307181 08512-00-00700 BEGIN- NING AT AN IRON PIPE WHERE THE EAST BOUNDARY OF THE ABANDONED RIGHT OF WAY OF THE DALLAS TO MON- MOUTH BRANCH OF THE SOUTHERN PACIFIC RAILROAD INTERSECTS WITH THE NORTH BOUNDARY OF THE MELVIN D. STURGESS DONATION LAND CLAIM, NOTIFICATION NO. 1523, CLAIM NO.39 IN SECTION 12, TOWNSHIP 8 SOUTH, RANGE 5 WEST OF THE WILLAMETTE MERIDIAN IN POLK COUNTY, OREGON, WHICH IRON PIPE IS 5.78 CHAINS EAST OF THE IRON PIPE AT THE NORTHWEST COR- NER OF SAID CLAIM NO. 39; THENCE EAST A DISTANCE OF 31.55 CHAINS TO AN IRON PIPE ON THE WEST BOUNDARY OF SAID HIGHWAY 99 W; THENCE SOUTH 06 DEGREES 35 MIN- UTES WEST A DISTANCE OF 13.93 CHAINS TO AN IRON PIPE ON THE WEST BOUNDARY OF SAID HIGHWAY; THENCE WEST A DISTANCE OF 26.19 CHAINS TO AN IRON PIPE ON THE EAST BOUNDARY OF SAID RAILROAD RIGHT OF WAY; THENCE NORTH 15 DEGREES 15 MINUTES WEST A DISTANCE OF 14.35 CHAINS TO THE PLACE OF BEGINNING. EXCEPTING THEREFROM THE F O L L OW I N G D E S C R I B E D TRACT, TO- WIT: BEGINNING AT THE NORTHEAST CORNER OF T H E A B OV E D E S C R I B E D TRACT; THENCE SOUTH 06 DE- GREES 35 MINUTES WEST A DISTANCE OF 264.0 FEET; THENCE WEST A DISTANCE OF 825.0 FEET; THENCE NORTH 06 DEGREES 35 MINUTES EAST A DISTANCE OF 264.0 FEET; THENCE EAST A DISTANCE OF 825.0 FEET TO THE PLACE OF BEGINNING. Commonly known as: 3410 ADAMS ROAD, DAL- LAS, OR 97338 The undersigned hereby certifies that based upon business records there are no known written assignments of the trust deed by the trustee or by the beneficiary and no ap- pointments of a successor trustee have been made, except as recorded in the records of the county or counties in which the above described real property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now re- maining secured by the trust deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the bene- ficiary and the trustee have elect- ed to sell the said real property to satisfy the obligations se- cured by said trust deed and no- tice has been rec orded pursuant to Section 86.752 (3) of Oregon Revised Statutes. There is a de- fault by grantor or other person owing an obligation, perform- ance of which is secured by the trust deed, or by the successor in interest, with respect to provi- sions therein which authorize sale in the event of such provi- sion. The default for which fore- closure is made is grantor's fail- ure to pay when due the follow- ing sums: Delinquent Payments: Payment Information From T h ro u g h To t a l Pay m e n t s 10/22/2015 9/21/2016 $6,698.12 Late Charges From Through Total Late Charges 10/22/2015 9/21/2016 $0.00 Beneficiary's Ad- vances, Costs, And Expenses Attorney Fees $609.00 Property Preservation $182.00 Fees $51.00 Total Advances: $842.00 TOTAL FORECLOSURE COST: $1,724.77 TOTAL REQUIRED TO REINSTATE: $9,264.89 TOTAL R E Q U I R E D T O PAYO F F : $39,230.41 By reason of the de- fault, the beneficiary has de- clared all sums owing on the ob- ligation secured by the trust deed immediately due and payable, those sums being the following, to- wit: The install- ments of principal and interest which became due on 10/22/2015, and all subsequent installments of principal and in- terest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premi- ums, advances made on senior liens, taxes and/or insurance, trustee's fees, and any attorney fees and court costs arising from or associated with the beneficiar- ies efforts to protect and pre- serve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through rein- statement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Whereof, notice hereby is given that Qual- ity Loan Service Corporation of Washington, the undersigned trustee will on 12/27/2016 at the hour of 1:00 PM , Standard of Time, as established by section 187.110, Oregon Revised Stat- ues, Inside the new lobby at the Jefferson Street entrance Of the County Courthouse 850 Main Street Dallas, Oregon 97338 County of POLK , State of Ore- gon, sell at public auction to the highest bidder for cash the in- terest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in in- terest acquired after the execu- tion of said trust deed, to satisfy Polk County Itemizer-Observer • October 19, 2016 11A the foregoing obligations there- by secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in Sec- tion 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dis- missed and the trust deed rein- stated by payment to the benefi- ciary of the entire amount then due (other than such portion of said principal as would not then be due had no default oc- curred), together with the costs, trustee's and attorney's fees and curing any other default complained of in the Notice of Default by tendering the per- formance required under the ob- ligation or trust deed, at any time prior to five days before the date last set for sale. Other than as shown of record, neither the beneficiary nor the trustee has any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in possession of or oc- cupying the property, except: Name and Last Known Address and Nature of Right, Lien or In- terest JOHN CHARLESTON 3410 ADAMS ROAD DALLAS, OR 97338 Original Borrower For Sale Information Call: 888-988- 6736 or Login to: Salestrack.tdsf.com In constru- ing this notice, the singular in- cludes the plural, the word "grantor" includes any succes- sor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in inter- est, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee's deed has been issued by Quali- ty Loan Service Corporation of Washington . If any irregularities are discovered within 10 days of the date of this sale, the trustee will rescind the sale, return the buyer's money and take further action as necessary. If the sale is set aside for any reason, in- cluding if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser's sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficia- ry's Agent, or the Beneficiary's Attorney. If you have previously been discharged through bank- ruptcy, you may have been re- leased of personal liability for this loan in which case this let- ter is intended to exercise the note holders right's against the real property only. As required by law, you are hereby notified that a negative credit report re- flecting on your credit record may be submitted to a credit re- port agency if you fail to fulfill the terms of your credit obliga- tions. Without limiting the trustee's disclaimer of represen- tations or warranties, Oregon law requires the trustee to state in this notice that some residen- tial property sold at a trustee's sale may have been used in manufacturing methampheta- mines, the chemical compo- nents of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee's sale. NOTICE TO TENANTS: TEN- ANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FEDERAL LAW. ATTACHED TO THIS NO- TICE OF SALE, AND INCORPO- RATED HEREIN, IS A NOTICE TO TENANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROPERTY AND WHICH SETS FORTH CERTAIN RE- QUIRMENTS THAT MUST BE COMPLIED WITH BY ANY TEN- ANT IN ORDER TO OBTAIN THE AFFORDED PROTECTION, AS REQUIRED UNDER ORS 86.771 . QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPT- ING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR- POSE. TS No: OR-16-734127-AJ Dated: 8/3/2016 Quality Loan Service Corporation of Washing- ton, as Trustee Signature By: ____ __ Maria Montana, Assis- tant Secretary Trustee's Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 Trustee's Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 Toll Free: (866) 925-0241 IDSPub #0112933 10/12/2016 10/19/2016 10/26/2016 11/2/2016 (Oct. 12, 19, 26; Nov. 2, 2016) TRUSTEE'S NOTICE OF SALE File No. 7236.25988 Reference is made to that certain trust deed made by Mark K. Patterson and Penny J. Patterson, husband and wife, as grantor, to T.D. Service Company, a California Corporation, as trustee, in favor of Mortgage Electronic Regis- tration Systems, Inc. as nomi- nee for Quality Home Loans, its successors and assigns, as beneficiary, dated 09/26/06, recorded 10/09/06, in the mort- gage records of POLK County, Oregon, as 2006-016687 and subsequently assigned to Citibank, N.A., as Trustee, in trust for the registered Holders of CWABS, Inc., Asset-Backed Certificates, Series 2006-QH2 by Assignment recorded as 2014-010414, covering the fol- lowing described real property situated in said county and state, to wit: Beginning at the Northeast corner of Tract 2, El- lendale Homes Addition, Dallas, Polk County, Oregon; running thence South 80.0 feet; thence West 160.0 feet; thence North 110.5 feet; thence East 160.0 feet; thence South 30.5 feet to the Point of Beginning. PROP- ERTY ADDRESS: 383 South- west River Drive Dallas, OR 97338 Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Ore- gon Revised Statutes 86.752(3); the default for which the fore- closure is made is grantor's fail- ure to pay when due the follow- ing sums: monthly payments of $928.23 beginning 12/01/09, monthly payments of $928.23 beginning 12/01/09. Monthly payments of $1,451.35 begin- ning 11/1/2014, monthly pay- ments of $1,451.34 beginning 11/1/2015, monthly payments of $1,451.35 beginning 5/1/2016; plus advances of $10,070.35; to- gether with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the benefici- ary for the protection of the above described real property and its interest therein; and pre- payment penalties/premiums, if applicable. By reason of said default the beneficiary has de- clared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $139,233.65 with interest thereon at the rate of 8 percent per annum begin- ning 11/01/09; plus advances of $10,070.35; together with title expense, costs, trustee's fees and attorneys fees incurred herein by reason of said de- fault; any further sums ad- vanced by the beneficiary for the protection of the above de- scribed real property and its in- terest therein; and prepayment penalties/premiums, if applica- ble. WHEREFORE, notice here- by is given that the under- signed trustee will on January 10, 2017 at the hour of 10:00 AM. in accord with the standard of time established by ORS 187.110, at the following place: inside the new lobby at the Jef- ferson Street entrance of the Polk County Courthouse, 850 Main Street, in the City of Dal- las, County of POLK, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor's successors in inter- est acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and ex- penses of sale, including a rea- sonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.786 and 86.789 must be time- ly communicated in a written re- quest that complies with that statute addressed to the trustee's "Urgent Request Desk" either by personal deliv- ery to the trustee's physical of- fices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee's post office box ad- dress set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable inter- est in the subject property will only receive information con- cerning the lender's estimated or actual bid. Lender bid infor- mation is also available at the trustee's website, www.north- westtrustee.com. Notice is fur- ther given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclo- sure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is ca- pable of being cured by tender- ing the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the per- formance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provid- ed by said ORS 86.778. Re- quests from persons named in ORS 86.778 for reinstatement quotes received less than six days prior to the date set for the trustee's sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the sin- gular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is se- cured by said trust deed, and the words "trustee" and "bene- ficiary" include their respective successors in interest, if any. Without limiting the trustee's disclaimer of representation or warranties, Oregon law requires the trustee to state in this no- tice that some residential prop- erty sold at a trustee's sale may have been used in manufactur- ing methamphetamines, the chemical components of which are known to be toxic. Prospec- tive purchasers of residential property should be aware of this potential danger before decid- ing to place a bid for this prop- erty at the trustee's sale. The trustee's rules of auction may be accessed at www.northwest- trustee.com and are incorporat- ed by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please con- tact: Nanci Lambert Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 586-1900 Patterson, Penny and Mark (TS# 7236.25988) 1002.288047-File No. (Oct. 12, 19, 26; Nov. 2, 2016) TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by DAVID A HORNSBY AND ELIZA- BETH A HORNSBY as grantor, to LAND AMERICA as trustee, in favor of MORTGAGE ELEC- TRONIC REGISTRATION SYS- TEMS, INC., ACTING SOLELY AS A NOMINEE FOR E-LOAN, INC. as beneficiary, dated De- cember 30, 2005, recorded Janu- ary 4, 2006, in the mortgage records of Polk County, Oregon, as Document No. 2006-000126, and assigned to U.S. BANK NA- TIONAL ASSOCIATION, AS TRUSTEE, IN TRUST FOR REG- ISTERED HOLDERS OF BANC OF AMERICA FUNDING COR- PORATION MORTGAGE PASS- THROUGH CERTIFICATES, SE- RIES 2006-D by assignment recorded on July 29, 2015 in the records of Polk County, Ore- gon, as Document No. 2015- 008137, covering the following described real property situated in said county and state, to wit: PARCEL I: BEGINNING AT A POINT WHICH IS 671.02 FEET WEST AND 555.72 FEET SOUTH 02° 49` EAST FROM THE SOUTH- EAST CORNER OF THE AMOS HARVEY DONATION LAND CLAIM NO. 44 IN TOWNSHIP 6 SOUTH, RANGE 4 WEST OF THE WILLAMETTE MERIDIAN, IN THE COUNTY OF POLK AND STATE OF OREGON; SAID POINT BEING ON THE EAST RIGHT OF WAY OF A 25 FOOT R O A D W AY E A S E M E N T ; THENCE SOUTH 02° 49` EAST ALONG SAID ROADWAY 496.94 FEET TO A POINT ON THE NORTH LINE OF A TRACT OF LAND SOLD BY CONTRACT TO VERN J. KANSIER; THENCE SOUTH 89 ° 09` EAST ALONG THE NORTH LINE OF SAID KANSIER TRACT, 427.26 FEET; THENCE NORTH 00° 08` WEST 496.00 FEET; THENCE NORTH 89 ° 09` WEST 450.39 FEET TO THE POINT OF BEGINNING. PARCEL II: THE EASTERLY 1/2 OF THE F O L L OW I N G D E S C R I B E D PROPERTY LYING IMMEDIATE- LY ADJACENT TO THAT PROP- ERTY CONVEYED TO JERRY L. PETERSON AND CHERYL PE- TERSON UNDER THAT WAR- RANTY DEED DATED 12-1977 AND RECORDED UNDER BOR 117, PAGE 580 DEED AND MORTGAGE RECORDS FOR IN THE COUNTY OF POLK AND STATE OF OREGON. A STRIP OF LAND 25.00 FEET IN WIDTH BEING 12.50 FEET ON EACH SIDE OF THE FOLLOWING CENTERLINE: BE- GINNING AT A POINT WHICH IS 1232.62 FEET SOUTH 31 ° 29` WEST AND 12.53 FEET SOUTH 89 ° 11` EAST FROM THE SOUTHEAST CORNER OF THE AMOS HARVEY DONATION LAND CLAIM IN TOWNSHIP 6 SOUTH, RANGE 4 WEST OF THE WILLAMETTE MERIDIAN IN THE COUNTY OF POLK AND STATE OF OREGON; THENCE NORTH 2° 49` WEST 1169.70 FEET; THENCE NORTH 34 ° 41` WEST 115.37 FEET; THENCE NORTH 61° 23` WEST 56.15 FEET; THENCE SOUTH 86 ° 54` WEST 96.86 FEET; THENCE SOUTH 73 ° 48` WEST 260.24 FEET; THENCE NORTH 81° 13` WEST 74.85 FEET; THENCE NORTH 53 ° 44` WEST 108.05 FEET TO A POINT IN THE CEN- TERLINE OF ZENA ROAD, POLK COUNTY ROAD NO. 2. PROPERTY ADDRESS: 6760 Zena Road, Rickreall, OR 97371 There is a default by the grantor or other person owing an obligation or by their succes- sor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provi- sions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: princi- pal payments in the total amount of $27,115.63; plus in- terest due of $75,607.08; plus escrow payments in the total amount of in the amount of $14,126.66; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protec- tion of the above described real property and its interest therein; and prepayment penalties/pre- miums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed im- mediately due and payable, said sums being the following, to wit: $276,915.14 with interest there- on at the rate of 6.38000 percent per annum beginning November 1, 2011; plus escrow advances of $12,566.75; plus other fees and costs in the amount of $10,245.71; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protec- tion of the above described property and its interest therein; and prepayment penalties/pre- miums, if applicable. WHEREFORE, notice is here- by given that the undersigned trustee will on December 30, 2016, at the hour of 11:00 AM, in accord with the standard of time established by ORS 187.110, at Polk County Courthouse Main Entrance, 850 Main Street, Dal- las, OR 97338, in the City of Dal- las, County of Polk, State of Ore- gon, sell at public auction to the highest bidder for cash the in- terest in the real property de- scribed above, which the grantor had or had power to convey at the time of the execu- tion by grantor of the trust deed together with any interest which the grantor or grantor's succes- sors in interest acquired after the execution of the trust deed, to satisfy the foregoing obliga- tions thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. Notice is further given that any person named in ORS 86.778 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by pay- ment to the beneficiary of the entire amount then due (other than such portion of the princi- ple as would not then be due had no default occurred) and by curing any other default com- plained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying those sums or tendering the performance necessary to cure the default, by paying all costs and expens- es actually incurred in enforcing the obligation and trust deed, together with trustee and attor- ney fees not exceeding the amounts provided by ORS 86.778. Without limiting the trustee's disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee's sale may have been used in manufactur- ing methamphetamines, the chemical components of which are known to be toxic. Prospec- tive purchasers of residential property should be aware of this potential danger before decid- ing to place a bid for this prop- erty at the trustee's sale In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other per- son owing an obligation, the performance of which is se- cured by the trust deed, and the words "trustee" and benefici- ary" include their respective successors in interest, if any. Robinson Tait, P.S. 710 Second Ave, Suite 710 Seattle, WA 98104 (Oct. 12, 19, 26; Nov. 2, 2016) TRUSTEE'S NOTICE OF SALE T.S. No.: OR-15-692305-AJ Ref- erence is made to that certain deed made by, CHRISTA MC- DOUGAL AND JOE MCDOU- GAL, AS TENANTS BY THE EN- TIRETY as Grantor to LAWYERS TITLE INSURANCE CORP, as trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ("MERS") AS DESIGNATED NOMINEE AND AGENT FOR HOMESTREET BANK, A WASHINGTON STATE CHARTERED SAVINGS BANK , as Beneficiary, dated 3/9/2010 , recorded 3/10/2010 , in official records of POLK County, Ore- gon in book/reel/volume No. and/or as fee/file/instrument/ mi- crofilm / reception number 2010- 002293 and subsequently as- signed or transferred by opera- tion of law to WELLS FARGO BANK, NA covering the follow- ing described real property situ- ated in said County, and State, to-wit: APN: 524227 07528-CB- 05900 LOT 34, MARTI'S MEAD- OW, IN THE CITY OF DALLAS, COUNTY OF POLK, AND STATE OF OREGON. Commonly known as: 257 NW BONANZA AVENUE, DALLAS, OR 97338 The under- signed hereby certifies that based upon business records there are no known written as- signments of the trust deed by the trustee or by the beneficiary and no appointments of a suc- cessor trustee have been made, except as recorded in the records of the county or coun- ties in which the above de- scribed real property is situated. Further, no action has been in- stituted to recover the debt, or any part thereof, now remaining secured by the trust deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the beneficiary and the trustee have elected to sell the said real property to sat- isfy the obligations secured by said trust deed and notice has been rec orded pursuant to Sec- tion 86.752 (3) of Oregon Re- vised Statutes. There is a default by grantor or other person owing an obligation, perform- ance of which is secured by the trust deed, or by the successor in interest, with respect to provi- sions therein which authorize sale in the event of such provi- sion. The default for which fore- closure is made is grantor's fail- ure to pay when due the follow- ing sums: Delinquent Pay- ments: Payment Information From Through Total Payments 10/1/2014 7/19/2016 $27,362.82 Late Charges From Through Total Late Charges 10/1/2014 7/19/2016 $185.08 Beneficiary's Advances, Costs, And Expenses Escrow Advances $6,494.85 Total Advances: $6,494.85 TOTAL FORECLOSURE COST: $1,498.00 TOTAL REQUIRED TO REINSTATE: $29,045.90 TOTAL R E Q U I R E D T O PAYO F F : $186,266.68 By reason of the de- fault, the beneficiary has de- clared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to- wit: The install- ments of principal and interest which became due on 10/1/2014, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, ad- vances made on senior liens, taxes and/or insurance, trustee's fees, and any attorney fees and court costs arising from or associated with the ben- eficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through rein- statement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. Whereof, notice hereby is given that Qual- ity Loan Service Corporation of Washington, the undersigned trustee will on 12/13/2016 at the hour of 11:00 AM , Standard of Time, as established by section 187.110, Oregon Revised Stat- ues, At the Front Entrance to the Polk County Courthouse, located at 850 Main Street, Dallas, OR 97338 County of POLK , State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in in- terest acquired after the execu- tion of said trust deed, to satisfy the foregoing obligations there- by secured and the costs and ex- penses of sale, including a rea- sonable charge by the trustee. Notice is further given that any person named in Section 86.778 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee's and attor- ney's fees and curing any other default complained of in the No- tice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. Other than as shown of record, neither the beneficiary nor the trustee has any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in possession of or occu- pying the property, except: Name and Last Known Address and Nature of Right, Lien or Interest CHRISTA MCDOUGAL 257 NW BONANZA AVENUE DALLAS, OR 97338 Original Borrower JOE MCDOUGAL 257 NW BONANZA AVENUE DALLAS, OR 97338 Original Borrower For Sale Infor- mation Call: 800-280-2832 or Login to: www.auction.com In construing this notice, the singu- lar includes the plural, the word "grantor" includes any succes- sor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in inter- est, if any. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee's deed has been issued by Quality Loan Service Corporation of Washing- ton . If any irregularities are dis- covered within 10 days of the date of this sale, the trustee will rescind the sale, return the buyer's money and take further action as necessary. If the sale is set aside for any reason, includ- ing if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a re- turn of the monies paid to the Trustee. This shall be the Pur- chaser's sole and exclusive rem- edy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Benefici- ary, the Beneficiary's Agent, or the Beneficiary's Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to ex- ercise the note holders right's against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Without limit- ing the trustee's disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee's sale may have been used in manufacturing metham- phetamines, the chemical com- ponents of which are known to be toxic. Prospective pur- chasers of residential property should be aware of this poten- tial danger before deciding to place a bid for this property at the trustee's sale. NOTICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FEDERAL LAW. AT- TACHED TO THIS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TEN- ANTS THAT SETS FORTH SOME OF THE PROTECTIONS THAT ARE AVAILABLE TO A TENANT OF THE SUBJECT REAL PROP- ERTY AND WHICH SETS FORTH CERTAIN REQUIRMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OB- TAIN THE AFFORDED PROTEC- TION, AS REQUIRED UNDER ORS 86.771. QUALITY MAY BE CONSIDERED A DEBT COL- LECTOR ATTEMPTING TO COL- LECT A DEBT AND ANY INFOR- MATION OBTAINED WILL BE USED FOR THAT PURPOSE. TS No: OR-15-692305-AJ Dated: 7/20/2016 Quality Loan Service Corporation of Washington, as Trustee Signature By: Maria Montana, Assistant Secretary Trustee's Mailing Address: Qual- ity Loan Service Corp. of Wash- ington C/O Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 Trustee's Physi- cal Address: Quality Loan Serv- ice Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 Toll Free: (866) 925-0241 IDSPub #0112255 9/28/2016 10/5/2016 10/12/2016 10/19/2016 (Sept. 28; Oct. 5, 12, 19, 2016)